Bank Branches › Michigan › St. Joseph County › 58665 U.S. 131
Full-service office · FDIC office no. 207014
Southern Michigan Bank & Trust
58665 U.S. 131, Three Rivers, MI 49093
Open · June 2026
$125M
deposits, 2026
1980
established
2nd
of 22 in county
3
names on the sign
| Date | Bank on the sign | Deposits | Change |
|---|---|---|---|
| Jun 30 2026 | Southern Michigan Bank & Trust | $125M | +9% |
| Jun 30 2025 | Southern Michigan Bank & Trust | $114M | +12% |
| Jun 30 2024 | Southern Michigan Bank & Trust | $102M | +6% |
| Jun 30 2023 | Southern Michigan Bank & Trust | $96.5M | −1% |
| Jun 30 2022 | Southern Michigan Bank & Trust | $97.7M | +9% |
| Jun 30 2021 | Southern Michigan Bank & Trust | $89.3M | +6% |
| Jun 30 2020 | Southern Michigan Bank & Trust | $84.2M | +10% |
| Jun 30 2019 | Southern Michigan Bank & Trust | $76.4M | +1% |
| Jun 30 2018 | Southern Michigan Bank & Trust | $75.4M | +1021% |
| Jun 30 2017 | Southern Michigan Bank & Trust | $6.7M | +20% |
| Jun 30 2016 | Southern Michigan Bank & Trust | $5.6M | +35% |
| Jun 30 2015 | Southern Michigan Bank & Trust | $4.2M | −7% |
| Jun 30 2014 | Southern Michigan Bank & Trust | $4.4M | −6% |
| Jun 30 2013 | Southern Michigan Bank & Trust | $4.7M | −4% |
| Jun 30 2012 | Southern Michigan Bank & Trust | $4.9M | +9% |
| Jun 30 2011 | Southern Michigan Bank & Trust | $4.6M | +12% |
| Jun 30 2010 | Southern Michigan Bank & Trust | $4.1M | 0% |
| Jun 30 2009 | Southern Michigan Bank & TrustNEW NAME | $4.1M | −5% |
| Jun 30 2008 | FNB FinancialNEW NAME | $4.3M | −6% |
| Jun 30 2007 | The First National Bank of Three Rivers | $4.5M | +40% |
| Jun 30 2006 | The First National Bank of Three Rivers | $3.2M | +78% |
| Jun 30 2005 | The First National Bank of Three Rivers | $1.8M | +20% |
| Jun 30 2004 | The First National Bank of Three Rivers | $1.5M | +17% |
| Jun 30 2003 | The First National Bank of Three Rivers | $1.3M | −84% |
| Jun 30 2002 | The First National Bank of Three Rivers | $8.3M | +12% |
| Jun 30 2001 | The First National Bank of Three Rivers | $7.4M | +22% |
| Jun 30 2000 | The First National Bank of Three Rivers | $6.1M | −8% |
| Jun 30 1999 | The First National Bank of Three Rivers | $6.6M | −25% |
| Jun 30 1998 | The First National Bank of Three Rivers | $8.8M | −12% |
| Jun 30 1997 | The First National Bank of Three Rivers | $10.0M | +19% |
| Jun 30 1996 | The First National Bank of Three Rivers | $8.4M | +9% |
| Jun 30 1995 | The First National Bank of Three Rivers | $7.7M | −1% |
| Jun 30 1994 | The First National Bank of Three Rivers | $7.8M | |
| 1980-03-11 | Office established (FDIC record) — 14 years before this passbook begins | ||
Nearest other open offices in St. Joseph County
- 2.0 miFifth Third Bank, National Association · 216 N Main St, Three Rivers
- 2.1 miSturgis Bank & Trust Company · 115 N Main St, Three Rivers
- 2.4 miHorizon Bank · 1213 W Michigan Ave, Three Rivers
- 3.0 miFlagstar Bank, National Association · 760 S. US 131, Ste 1, Three Rivers
- 3.2 miCentury Bank and Trust · 1310 W Broadway St, Three Rivers
- 6.9 miSturgis Bank & Trust Company · 158 W Main St, Centreville
- 7.0 miSouthern Michigan Bank & Trust · 235 E Main St, Centreville
- 9.1 miSouthern Michigan Bank & Trust · 345 N Washington St, Constantine
All banks in St. Joseph County →
Every Southern Michigan Bank & Trust office →
Earlier names and banks folded into Southern Michigan Bank & Trust →
Names on the sign
1994–2007The First National Bank of Three Rivers2008–2008FNB Financial2009–nowSouthern Michigan Bank & Trust
The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.
Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 207014.