Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › North Carolina › Clay County › 208-210 North Main Street

Full-service office · FDIC office no. 219159

First-Citizens Bank & Trust Company
208-210 North Main Street, Hayesville, NC 28904

Last reported 1998

$21.6M
peak deposits
1945
established
—
rank in county
2
names on the sign

This office filed its last FDIC deposit report in 1998. It is missing from every report since, which usually means it closed. The FDIC record doesn't give a reason. Clay County has 3 offices open today, listed below.

This office's passbook1994–1998
DateBank on the signDepositsChange
Jun 30 2026NOT REPORTED missing from the 2026 report (and every year since 1999)
Jun 30 1998First-Citizens Bank & Trust Company$17.4M+1%
Jun 30 1997First-Citizens Bank & Trust CompanyNEW NAME$17.3M−20%
Jun 30 1996Wachovia Bank of North Carolina, National Association$21.6M+4%
Jun 30 1995Wachovia Bank of North Carolina, National Association$20.7M+5%
Jun 30 1994Wachovia Bank of North Carolina, National Association$19.8M
1945-04-16Office established (FDIC record) — 49 years before this passbook begins

Nearest open offices in Clay County

  1. 11.6 miFirst-Citizens Bank & Trust Company · 36 Hwy 64 E, Hayesville
  2. 11.6 miUnited Community Bank · 95 Hwy 64 W, Hayesville
  3. 11.6 miNantahala Bank & Trust Company · 102 Hwy 64 E, Hayesville

All banks in Clay County →
Every First-Citizens Bank & Trust Company office →
What became of First-Citizens Bank & Trust Company →

Names on the sign

1994–1996Wachovia Bank of North Carolina, National Association1997–1998First-Citizens Bank & Trust Company

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 219159.