Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › California › San Luis Obispo County › 310 Morro Bay Boulevard

Full-service office · FDIC office no. 259138

Heritage Oaks Bank
310 Morro Bay Boulevard, Morro Bay, CA 93442

Last reported 2011

$27.8M
peak deposits
1989
established
—
rank in county
4
names on the sign

This office record stopped in 2011, and a new FDIC office record (office 542080) started at the same address right after. That's usually a re-filing after a merger or charter change, not a closure.

This office's passbook1994–2011
DateBank on the signDepositsChange
Jun 30 2026NOT REPORTED missing from the 2026 report (and every year since 2012)
Jun 30 2011Heritage Oaks Bank$25.8M−7%
Jun 30 2010Heritage Oaks Bank$27.8M+35%
Jun 30 2009Heritage Oaks Bank$20.7M+38%
Jun 30 2008Heritage Oaks Bank$15.0M−1%
Jun 30 2007Heritage Oaks Bank$15.2M+4%
Jun 30 2006Heritage Oaks Bank$14.6M+20%
Jun 30 2005Heritage Oaks Bank$12.1M+3%
Jun 30 2004Heritage Oaks Bank$11.8M+11%
Jun 30 2003Heritage Oaks Bank$10.6M+50%
Jun 30 2002Heritage Oaks BankNEW NAME$7.1M−24%
Jun 30 2001Westamerica Bank$9.3M+5%
Jun 30 2000Westamerica Bank$8.9M−3%
Jun 30 1999Westamerica Bank$9.1M−15%
Jun 30 1998Westamerica Bank$10.7M−26%
Jun 30 1997Westamerica BankNEW NAME$14.5M−14%
Jun 30 1996ValliWide BankNEW NAME$16.9M−4%
Jun 30 1995Commerce Bank of San Luis Obispo, National Association$17.6M−7%
Jun 30 1994Commerce Bank of San Luis Obispo, National Association$19.0M
1989-03-01Office established (FDIC record) — 5 years before this passbook begins

Nearest open offices in San Luis Obispo County

  1. <0.1 miMechanics Bank · 251 Harbor St, Morro Bay
  2. 0.2 miJPMorgan Chase Bank, National Association · 595 Morro Bay Bavd, Morro Bay
  3. 0.3 miWells Fargo Bank, National Association · 730 Quintana Rd, Morro Bay
  4. 0.4 miColumbia Bank · 898 Morro Bay Blvd, Morro Bay
  5. 3.9 miMechanics Bank · 1001 Los Osos Valley Rd, Los Osos
  6. 3.9 miJPMorgan Chase Bank, National Association · 1045 Los Osos Valley Rd, Los Osos
  7. 11.5 miMechanics Bank · 75 Santa Rosa St, San Luis Obispo
  8. 12.0 miBank of the Sierra · 500 Marsh St, San Luis Obispo

All banks in San Luis Obispo County →
Every Heritage Oaks Bank office →
What became of Heritage Oaks Bank →

Names on the sign

1994–1995Commerce Bank of San Luis Obispo, National Association1996–1996ValliWide Bank1997–2001Westamerica Bank2002–2011Heritage Oaks Bank

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 259138.