Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › New York › Oneida County › 129 Main Street

Full-service office · FDIC office no. 275136

First Niagara Bank, National Association
129 Main Street, Waterville, NY 13480

Last reported 2011

$17.8M
peak deposits
1884
established
—
rank in county
4
names on the sign

This office filed its last FDIC deposit report in 2011. It is missing from every report since, which usually means it closed. The FDIC record doesn't give a reason. Oneida County has 43 offices open today, listed below.

This office's passbook1994–2011
DateBank on the signDepositsChange
Jun 30 2026NOT REPORTED missing from the 2026 report (and every year since 2012)
Jun 30 2011First Niagara Bank, National Association$15.5M−4%
Jun 30 2010First Niagara Bank, National AssociationNEW NAME$16.2M−7%
Jun 30 2009First Niagara Bank$17.3M−3%
Jun 30 2008First Niagara Bank$17.8M+1%
Jun 30 2007First Niagara Bank$17.7M+3%
Jun 30 2006First Niagara Bank$17.2M+27%
Jun 30 2005First Niagara Bank$13.5M+1%
Jun 30 2004First Niagara Bank$13.3M+9%
Jun 30 2003First Niagara BankNEW NAME$12.2M−6%
Jun 30 2002Cayuga Bank$12.9M+15%
Jun 30 2001Cayuga BankNEW NAME$11.2M+1%
Jun 30 2000The Homestead Savings, FA$11.1M+4%
Jun 30 1999The Homestead Savings, FA$10.7M+15%
Jun 30 1998The Homestead Savings, FA$9.3M+2%
Jun 30 1997The Homestead Savings, FA$9.1M+13%
Jun 30 1996The Homestead Savings, FA$8.1M+12%
Jun 30 1995The Homestead Savings, FA$7.2M+1%
Jun 30 1994The Homestead Savings, FA$7.2M
1884-01-01Office established (FDIC record) — 110 years before this passbook begins

Nearest open offices in Oneida County

  1. 8.1 miKeyBank National Association · 2 Franklin Ave, Clinton
  2. 8.2 miNBT Bank, National Association · 1 Kirkland Ave, Clinton
  3. 10.1 miKeyBank National Association · 41 Kellogg Rd, New Hartford
  4. 10.8 miNBT Bank, National Association · 8549 Seneca Tpke, New Hartford
  5. 10.8 miBeacon Bank and Trust · 8491 Seneca Tpke, New Hartford
  6. 10.9 miBeacon Bank and Trust · 50 Genesee St, New Hartford
  7. 10.9 miKeyBank National Association · 1 New Hartford Shopping Ctr, New Hartford
  8. 11.0 miManufacturers and Traders Trust Company · 6 New Hartford Shopping Ctr, New Hartford

All banks in Oneida County →
Every First Niagara Bank, National Association office →
What became of First Niagara Bank, National Association →

Names on the sign

1994–2000The Homestead Savings, FA2001–2002Cayuga Bank2003–2009First Niagara Bank2010–2011First Niagara Bank, National Association

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 275136.