Bank Branches › Michigan › Branch County › 45 W Pearl St
Full-service office · FDIC office no. 3348
Southern Michigan Bank & Trust
45 W Pearl St, Coldwater, MI 49036
Open · June 2026
$423M
deposits, 2026
1872
established
1st
of 16 in county
1
name on the sign
| Date | Bank on the sign | Deposits | Change |
|---|---|---|---|
| Jun 30 2026 | Southern Michigan Bank & Trust | $423M | −5% |
| Jun 30 2025 | Southern Michigan Bank & Trust | $444M | +7% |
| Jun 30 2024 | Southern Michigan Bank & Trust | $414M | −3% |
| Jun 30 2023 | Southern Michigan Bank & Trust | $429M | +31% |
| Jun 30 2022 | Southern Michigan Bank & Trust | $327M | +2% |
| Jun 30 2021 | Southern Michigan Bank & Trust | $321M | +10% |
| Jun 30 2020 | Southern Michigan Bank & Trust | $291M | +27% |
| Jun 30 2019 | Southern Michigan Bank & Trust | $230M | +5% |
| Jun 30 2018 | Southern Michigan Bank & Trust | $220M | 0% |
| Jun 30 2017 | Southern Michigan Bank & Trust | $219M | +3% |
| Jun 30 2016 | Southern Michigan Bank & Trust | $212M | +7% |
| Jun 30 2015 | Southern Michigan Bank & Trust | $198M | −6% |
| Jun 30 2014 | Southern Michigan Bank & Trust | $210M | +11% |
| Jun 30 2013 | Southern Michigan Bank & Trust | $189M | +5% |
| Jun 30 2012 | Southern Michigan Bank & Trust | $180M | +10% |
| Jun 30 2011 | Southern Michigan Bank & Trust | $163M | +6% |
| Jun 30 2010 | Southern Michigan Bank & Trust | $155M | +4% |
| Jun 30 2009 | Southern Michigan Bank & Trust | $149M | −12% |
| Jun 30 2008 | Southern Michigan Bank & Trust | $169M | +2% |
| Jun 30 2007 | Southern Michigan Bank & Trust | $165M | +7% |
| Jun 30 2006 | Southern Michigan Bank & Trust | $155M | +9% |
| Jun 30 2005 | Southern Michigan Bank & Trust | $142M | +1% |
| Jun 30 2004 | Southern Michigan Bank & Trust | $141M | −2% |
| Jun 30 2003 | Southern Michigan Bank & Trust | $144M | +10% |
| Jun 30 2002 | Southern Michigan Bank & Trust | $131M | +6% |
| Jun 30 2001 | Southern Michigan Bank & Trust | $124M | +18% |
| Jun 30 2000 | Southern Michigan Bank & Trust | $105M | +9% |
| Jun 30 1999 | Southern Michigan Bank & Trust | $96.4M | −4% |
| Jun 30 1998 | Southern Michigan Bank & Trust | $100M | +2% |
| Jun 30 1997 | Southern Michigan Bank & Trust | $98.4M | −1% |
| Jun 30 1996 | Southern Michigan Bank & Trust | $99.2M | +7% |
| Jun 30 1995 | Southern Michigan Bank & Trust | $92.5M | +4% |
| Jun 30 1994 | Southern Michigan Bank & Trust | $88.9M | |
| 1872-01-16 | Office established (FDIC record) — 122 years before this passbook begins | ||
Nearest other open offices in Branch County
- <0.1 miSouthern Michigan Bank & Trust · 51 W Pearl St, Coldwater
- 0.1 miSouthern Michigan Bank & Trust · 2 W Chicago St, Ste A, Coldwater
- 0.2 miCentury Bank and Trust · 66 N Monroe St, Coldwater
- 0.2 miCentury Bank and Trust · 100 W Chicago St, Coldwater
- 0.2 miThe Huntington National Bank · 24 Grand St, Coldwater
- 0.8 miFlagstar Bank, National Association · 354 E Chicago St, Ste C, Coldwater
- 1.1 miSouthern Michigan Bank & Trust · 441 E Chicago St, Coldwater
- 1.1 miPNC Bank, National Association · 505 E Chicago St, Coldwater
All banks in Branch County →
Every Southern Michigan Bank & Trust office →
Earlier names and banks folded into Southern Michigan Bank & Trust →
Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 3348.