Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Maryland › Garrett County › 13164 Garrett Hwy

Full-service retail office · FDIC office no. 360584

Citizens Bank of West Virginia, Inc.
13164 Garrett Hwy, Oakland, MD 21550

Open · June 2026

$14.3M
deposits, 2026
2001
established
10th
of 11 in county
2
names on the sign
This office's passbook2001–2026
DateBank on the signDepositsChange
Jun 30 2026Citizens Bank of West Virginia, Inc.NEW NAME$14.3M+96%
Jun 30 2025Miners & Merchants Bank$7.3M+9%
Jun 30 2024Miners & Merchants Bank$6.7M−3%
Jun 30 2023Miners & Merchants Bank$6.9M−21%
Jun 30 2022Miners & Merchants Bank$8.7M+13%
Jun 30 2021Miners & Merchants Bank$7.7M+13%
Jun 30 2020Miners & Merchants Bank$6.8M+13%
Jun 30 2019Miners & Merchants Bank$6.0M−4%
Jun 30 2018Miners & Merchants Bank$6.2M+3%
Jun 30 2017Miners & Merchants Bank$6.1M−5%
Jun 30 2016Miners & Merchants Bank$6.4M−9%
Jun 30 2015Miners & Merchants Bank$7.0M+8%
Jun 30 2014Miners & Merchants Bank$6.4M−7%
Jun 30 2013Miners & Merchants Bank$6.9M+8%
Jun 30 2012Miners & Merchants Bank$6.4M−13%
Jun 30 2011Miners & Merchants Bank$7.4M+37%
Jun 30 2010Miners & Merchants Bank$5.3M+13%
Jun 30 2009Miners & Merchants Bank$4.8M+23%
Jun 30 2008Miners & Merchants Bank$3.9M−6%
Jun 30 2007Miners & Merchants Bank$4.1M+1%
Jun 30 2006Miners & Merchants Bank$4.1M−4%
Jun 30 2005Miners & Merchants Bank$4.3M−23%
Jun 30 2004Miners & Merchants Bank$5.5M+2%
Jun 30 2003Miners & Merchants Bank$5.4M+41%
Jun 30 2002Miners & Merchants Bank$3.9M+591%
Jun 30 2001Miners & Merchants Bank$559K

Nearest other open offices in Garrett County

  1. 0.2 miFirst United Bank & Trust · 12894 Garrett Highway, Oakland
  2. 0.4 miClear Mountain Bank · 12730 Garrett Hwy, Oakland
  3. 1.2 miFirst United Bank & Trust · 19 S 2nd St, Oakland
  4. 1.3 miManufacturers and Traders Trust Company · 46 S 2nd St, Oakland
  5. 1.4 miTruist Bank · 305 E Oak St, Oakland
  6. 9.8 miFirst United Bank & Trust · 38 Vacation Way, Mc Henry
  7. 16.7 miFirst United Bank & Trust · Maple Street and First Avenue, Friendsville
  8. 20.1 miFirst United Bank & Trust · U.S. Route 40, Main Street, Grantsville

All banks in Garrett County →
Every Citizens Bank of West Virginia, Inc. office →
Earlier names and banks folded into Citizens Bank of West Virginia, Inc. →

Names on the sign

2001–2025Miners & Merchants Bank2026–nowCitizens Bank of West Virginia, Inc.

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 360584.