Bank Branches › North Carolina › Cherokee County
Banks in Cherokee County, North Carolina
Cherokee County has 6 bank offices, 7 fewer than its peak of 13 in 2008 (−54%). They belong to 5 banks, led by United Community Bank with 2.
6
offices, 2026
13
peak (2008)
11
no longer reported
$728M
deposits booked
Map
open (6)no longer reported (7 of 11 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 11 | $218M | |
| Jun 30 1995 | 10 | −1 | $234M |
| Jun 30 2000 | 12 | +1 | $308M |
| Jun 30 2005 | 11 | · | $397M |
| Jun 30 2008PEAK | 13 | +1 | $489M |
| Jun 30 2010 | 13 | · | $502M |
| Jun 30 2015 | 11 | · | $463M |
| Jun 30 2020 | 7 | · | $532M |
| Jun 30 2025 | 6 | · | $731M |
| Jun 30 2026NOW | 6 | · | $728M |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 11 | $218M | |
| Jun 30 1995 | 10 | −1 | $234M |
| Jun 30 1996 | 11 | +1 | $248M |
| Jun 30 1997 | 11 | · | $268M |
| Jun 30 1998 | 12 | +1 | $271M |
| Jun 30 1999 | 11 | −1 | $289M |
| Jun 30 2000 | 12 | +1 | $308M |
| Jun 30 2001 | 12 | · | $324M |
| Jun 30 2002 | 12 | · | $315M |
| Jun 30 2003 | 11 | −1 | $330M |
| Jun 30 2004 | 11 | · | $357M |
| Jun 30 2005 | 11 | · | $397M |
| Jun 30 2006 | 11 | · | $470M |
| Jun 30 2007 | 12 | +1 | $486M |
| Jun 30 2008PEAK | 13 | +1 | $489M |
| Jun 30 2009 | 13 | · | $488M |
| Jun 30 2010 | 13 | · | $502M |
| Jun 30 2011 | 12 | −1 | $489M |
| Jun 30 2012 | 12 | · | $504M |
| Jun 30 2013 | 12 | · | $494M |
| Jun 30 2014 | 11 | −1 | $501M |
| Jun 30 2015 | 11 | · | $463M |
| Jun 30 2016 | 9 | −2 | $428M |
| Jun 30 2017 | 8 | −1 | $445M |
| Jun 30 2018 | 7 | −1 | $475M |
| Jun 30 2019 | 7 | · | $474M |
| Jun 30 2020 | 7 | · | $532M |
| Jun 30 2021 | 6 | −1 | $659M |
| Jun 30 2022 | 6 | · | $696M |
| Jun 30 2023 | 6 | · | $679M |
| Jun 30 2024 | 6 | · | $703M |
| Jun 30 2025 | 6 | · | $731M |
| Jun 30 2026NOW | 6 | · | $728M |
Banks in Cherokee County
| Bank | Offices | Deposits here |
|---|---|---|
| United Community Bank | 2 | $317M |
| First-Citizens Bank & Trust Company | 1 | $213M |
| PNC Bank, National Association | 1 | $61.4M |
| Truist Bank | 1 | $89.8M |
| Nantahala Bank & Trust Company | 1 | $46.9M |
Every bank office open in Cherokee County
| Bank | Address | Deposits |
|---|---|---|
| United Community BankUnited Community Bank -Murphy Branch | 116 Peachtree StMurphy 28906 | $234M |
| First-Citizens Bank & Trust CompanyMurphy Branch | 22 Hiwassee StMurphy 28906 | $213M |
| Truist BankMurphy Branch | 1911 W Us Highway 64Murphy 28906 | $89.8M |
| United Community BankAndrews Branch | 732 Main StAndrews 28901 | $83.2M |
| PNC Bank, National AssociationMurphy Main Branch | 50 Peachtree StMurphy 28906 | $61.4M |
| Nantahala Bank & Trust CompanyMurphy Branch | 86 Hiwassee StMurphy 28906 | $46.9M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Cherokee County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| First-Citizens Bank & Trust Company | 12 Peachtree StMurphy 28906 | 2020 |
| First-Citizens Bank & Trust Company | 4451 Us Highway 64 EastMurphy 28906 | 2017 |
| Branch Banking and Trust Company | 251 King StreetMurphy 28906 | 2016 |
| Peoples Bank of East Tennessee | 592 West US Highway 64Murphy 28906 | 2015 |
| PNC Bank, National Association | 1090 Main StreetAndrews 28901 | 2013 |
| Branch Banking and Trust Company | 2330 Highway 19 Suite 5Murphy 28906 · Full-service retail office | 2010 |
| Appalachian Community Bank, F.S.B.re-filed as office 515091 | 592 West US Highway 64Murphy 28906 | 2010 |
| Branch Banking and Trust Company | Corner Of King and Hiwassee StMurphy 28906 | 2002 |
| Century South Bank of the Carolinas | 741 Main StAndrews 28901 | 2001 |
| Century South Bank of the Carolinasre-filed as office 363947 | 251 King StMurphy 28906 | 2001 |
| First Union National Bank | 205 Hiwassee StreetMurphy 28906 | 2000 |
| Haywood Savings Bank, Inc., SSB | Main StreetAndrews 28901 | 1999 |
| Carolina Community Bank | 102 East Second StreetAndrews 28901 | 1998 |
County FIPS 37039 · 456 square miles of land (2024 Census Gazetteer).