Bank Branches › North Carolina › Mitchell County
Banks in Mitchell County, North Carolina
Mitchell County has 2 bank offices, 5 fewer than its peak of 7 in 2004 (−71%). They belong to 1 bank, led by United Community Bank with 2.
2
offices, 2026
7
peak (2004)
8
no longer reported
$234M
deposits booked
Map
open (2)no longer reported (8)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 6 | $147M | |
| Jun 30 1995 | 6 | · | $148M |
| Jun 30 2000 | 6 | · | $164M |
| Jun 30 2004PEAK | 7 | +1 | $188M |
| Jun 30 2005 | 7 | · | $198M |
| Jun 30 2010 | 7 | · | $215M |
| Jun 30 2015 | 4 | −1 | $160M |
| Jun 30 2020 | 3 | · | $180M |
| Jun 30 2025 | 2 | · | $241M |
| Jun 30 2026NOW | 2 | · | $234M |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 6 | $147M | |
| Jun 30 1995 | 6 | · | $148M |
| Jun 30 1996 | 6 | · | $152M |
| Jun 30 1997 | 6 | · | $151M |
| Jun 30 1998 | 6 | · | $155M |
| Jun 30 1999 | 6 | · | $164M |
| Jun 30 2000 | 6 | · | $164M |
| Jun 30 2001 | 6 | · | $162M |
| Jun 30 2002 | 6 | · | $164M |
| Jun 30 2003 | 6 | · | $176M |
| Jun 30 2004PEAK | 7 | +1 | $188M |
| Jun 30 2005 | 7 | · | $198M |
| Jun 30 2006 | 6 | −1 | $207M |
| Jun 30 2007 | 7 | +1 | $230M |
| Jun 30 2008 | 7 | · | $227M |
| Jun 30 2009 | 7 | · | $218M |
| Jun 30 2010 | 7 | · | $215M |
| Jun 30 2011 | 7 | · | $205M |
| Jun 30 2012 | 7 | · | $201M |
| Jun 30 2013 | 7 | · | $193M |
| Jun 30 2014 | 5 | −2 | $176M |
| Jun 30 2015 | 4 | −1 | $160M |
| Jun 30 2016 | 4 | · | $161M |
| Jun 30 2017 | 3 | −1 | $138M |
| Jun 30 2018 | 3 | · | $140M |
| Jun 30 2019 | 3 | · | $153M |
| Jun 30 2020 | 3 | · | $180M |
| Jun 30 2021 | 2 | −1 | $143M |
| Jun 30 2022 | 2 | · | $164M |
| Jun 30 2023 | 2 | · | $212M |
| Jun 30 2024 | 2 | · | $293M |
| Jun 30 2025 | 2 | · | $241M |
| Jun 30 2026NOW | 2 | · | $234M |
Banks in Mitchell County
| Bank | Offices | Deposits here |
|---|---|---|
| United Community Bank | 2 | $234M |
Every bank office open in Mitchell County
| Bank | Address | Deposits |
|---|---|---|
| United Community BankSpruce Pine Branch | 800 Summit AveSpruce Pine 28777 | $146M |
| United Community BankBakersville Main Branch | 54 N Mitchell AveBakersville 28705 | $88.3M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Mitchell County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Wells Fargo Bank, National Association | 189 Oak AvenueSpruce Pine 28777 | 2020 |
| TD Bank, National Association | 11995 South 226 HwySpruce Pine 28777 | 2016 |
| Bank of America, National Association | 337 Oak AvenueSpruce Pine 28777 | 2014 |
| PNC Bank, National Association | 11050 Highway 226 SouthSpruce Pine 28777 | 2013 |
| Woodforest National Bank | 2514 Halltown RoadSpruce Pine 28777 · Full-service retail office | 2013 |
| Carolina First Bank | 271 Crimson Laurel WayBakersville 28705 | 2005 |
| MountainBank | 2514 Hall Town RoadSpruce Pine 28777 | 2002 |
| Centura Bank | 117 Mitchell AvenueBakersville 28705 | 1997 |
County FIPS 37121 · 221 square miles of land (2024 Census Gazetteer).