Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Closed and merged banks › Illinois › Midland States Bank

FDIC certificate 1040 · Effingham, IL

Midland States Bank

Midland States Bank of Effingham, IL is open today. It is the same bank that used to be called Effingham State Bank: the name changed, the bank did not close. 44 other banks have been folded into it over the years.

1881
opened
open
today
2
names it used
44
banks folded in

Its names, in order

Every legal name on the FDIC record for this certificate.

  1. 1881
    Effingham State Bank opens in Effingham, IL
  2. Jul 1, 2005
    renamed Midland States Bank
  3. Today
    OPEN
    Midland States BankMain office Effingham, IL · FDIC certificate 1040 · 58 offices in 2 states

    Every Midland States Bank office →

Its offices in the FDIC deposit reports

99 offices filed under this charter in some year from 1994 on. 59 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
110 S 5th StEffingham, IL2026Open
5991 S Highway 94Saint Charles, MO2026Open
6838 E State StRockford, IL2026Open
1700 N Alpine RdRockford, IL2026Open
255 E Station StKankakee, IL2026Open
212 N Hennepin AveDixon, IL2026Open
4400 E LincolnwaySterling, IL2026Open
600 S State StBelvidere, IL2026Open
980 N Bradley BlvdBradley, IL2026Open
201 E Main StStreator, IL2026Open
303 Section Line RdManteno, IL2026Open
815 S Main StPrinceton, IL2026Open
1540 Route 59Joliet, IL2026Open
576 Latham DrBourbonnais, IL2026Open
613 Harlem RdMachesney Park, IL2026Open
1275 E Division StDiamond, IL2026Open
7818 Bonhomme AveSaint Louis, MO2026Open
1972 Pawlisch DrRockford, IL2026Open
119 N Main StGrant Park, IL2026Open
951 Dixie HwyBeecher, IL2026Open
208 E Veterans PkwyYorkville, IL2026Open
200 S Poplar StCentralia, IL2026Open
801 12th StCarlyle, IL2006OpenConstitution Bank, National Association
1617 W Springfield AveChampaign, IL2026Open
2825 Plaza DrPeru, IL2026Open
400 E Etna RdOttawa, IL2026Open
812 N Market StWaterloo, IL2026Open
11670 Gravois RdSaint Louis, MO2026Open
11100 Front StMokena, IL2026Open
1988 Gateway Center DrBelvidere, IL2026Open
5023 Rockrose CtRoscoe, IL2026Open
9877 Manchester RdSaint Louis, MO2026Open
2218 N Mulford RdRockford, IL2026Open
514 S Main StSmithton, IL2026Open
202 Indian Springs DrSandwich, IL2026Open
200 W Washington StMomence, IL2026Open
1920 Richardson RdArnold, MO2026Open
680 S Main StBourbonnais, IL2026Open
941 1st AveRock Falls, IL2026Open
13402 Clayton RdSaint Louis, MO2026Open

Banks folded into Midland States Bank

11 banks merged directly into this charter; counting the banks those had absorbed earlier, 44 charters end up inside it.

BankEndedHow
HomeStar Bank and Financial ServicesManteno, ILOct 19, 2019merged
Alpine Bank & Trust Co.Rockford, ILJul 14, 2018merged
Centrue BankStreator, ILSep 2, 2017merged
Heartland BankSaint Louis, MOMar 31, 2015merged
The First National Bank of Grant ParkGrant Park, ILJun 6, 2013merged
Westbridge Bank and TrustChesterfield, MOOct 15, 2010failed
Strategic Capital BankChampaign, ILMay 22, 2009failed
Commercial State Bank of WaterlooWaterloo, ILFeb 13, 2009merged
Sun Security Bank of AmericaEllington, MOJan 1, 2004merged
Centralia Savings BankCentralia, ILJul 14, 2000merged
State Bank of FarinaFarina, ILAug 26, 1999merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. Look up certificate 1040 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.