Bank Branches › Closed and merged banks › Illinois › Citizens Bank of Illinois, National Association
What happened to Citizens Bank of Illinois, National Association?
Citizens Bank of Illinois, National Association in Mt. Vernon, IL (earlier called The Harrisburg National Bank) merged into Citizens Bank of Illinois, National Association of Mount Vernon, IL on Feb 14, 1997. After 4 more changes of hands, what was Citizens Bank of Illinois, National Association is today part of Fifth Third Bank, National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1937The Harrisburg National Bank opens in Mt. Vernon, IL
- May 6, 1995renamed Citizens Bank of Illinois, National Association
- Feb 14, 1997MERGEDCitizens Bank of Illinois, National Association merged into Citizens Bank of Illinois, National Association of Mount Vernon, IL.FDIC certificate 1043 ends; its business continues under certificate 18099.
- Dec 31, 1998MERGEDCitizens Bank of Illinois, National Association of Mount Vernon, IL merged into Citizens Bank of MidAmerica of Saint Joseph, MI.FDIC certificate 18099 ends; its business continues under certificate 8164.
- May 30, 2001MERGEDCitizens Bank of MidAmerica (by then renamed Fifth Third Bank, Indiana) of Saint Joseph, MI merged into Fifth Third Bank, Indiana of Indianapolis, IN.FDIC certificate 8164 ends; its business continues under certificate 34434.
- Dec 31, 2003MERGEDFifth Third Bank, Indiana of Indianapolis, IN merged into Fifth Third Bank of Grand Rapids, MI.FDIC certificate 34434 ends; its business continues under certificate 993.
- Sep 30, 2009MERGEDFifth Third Bank of Grand Rapids, MI merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 993 ends; its business continues under certificate 6672.
- TodayOPEN
Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026Every Fifth Third Bank, National Association office → Website on file with the FDIC: www.53.com
If you still have something from Citizens Bank of Illinois, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Citizens Bank of Illinois, National Association as lienholder, start with Fifth Third Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Fifth Third Bank, National Association to search for the account under the name Citizens Bank of Illinois, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Fifth Third Bank, National Association which branch now holds boxes from the Citizens Bank of Illinois, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
11 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 124 W Main StDu Quoin, IL | OpenBanterra Bank |
| 200 E Jefferson AveEffingham, IL | OpenFifth Third Bank, National Association |
| 601 N Market StMount Carmel, IL | OpenThe First National Bank of Carmi |
| 1310 W Main StCarmi, IL | OpenBanterra Bank |
| 1420 N 8th StVandalia, IL | OpenThe FNB Community Bank |
| 1133 N Carbon StMarion, IL | No longer reported |
| 4201 West BroadwayMount Vernon, IL | No longer reported |
| 10 Seright StreetHarrisburg, IL | No longer reported |
| 2 North Vine StreetHarrisburg, IL | No longer reported |
| 109 East Poplar StreetHarrisburg, IL | No longer reported |
| 231 South Washington StreetDu Quoin, IL | No longer reported |
Banks folded into Citizens Bank of Illinois, National Association
3 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Du Quoin National BankDu Quoin, IL | May 17, 1996 |
| King City Federal Savings BankMount Vernon, IL | Jun 23, 1995 |
| The First National Bank of EffinghamEffingham, IL | May 6, 1995 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 1043 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.