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What happened to Waxahachie Bank and Trust Company?
Waxahachie Bank and Trust Company in Waxahachie, TX failed, and Merchants State Bank of Dallas, TX took it over on Sep 10, 1987. After 3 more changes of hands, what was Waxahachie Bank and Trust Company is today part of Fifth Third Bank, National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1932Waxahachie Bank and Trust Company opens in Waxahachie, TX
- Sep 10, 1987FAILEDWaxahachie Bank and Trust Company failed, and Merchants State Bank of Dallas, TX took it over.FDIC certificate 10711 ends; its business continues under certificate 16374.
- Jan 19, 1989FAILEDMerchants State Bank of Dallas, TX failed, and Grand Bank of Dallas, TX took it over.FDIC certificate 16374 ends; its business continues under certificate 1493.
- Jun 30, 2003MERGEDGrand Bank (by then renamed Comerica Bank - Texas) of Dallas, TX merged into Comerica Bank of Dallas, TX.FDIC certificate 1493 ends; its business continues under certificate 983.
- Feb 1, 2026MERGEDComerica Bank of Dallas, TX merged into Fifth Third Bank, National Association of Cincinnati, OH.FDIC certificate 983 ends; its business continues under certificate 6672.
- TodayOPEN
Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026Every Fifth Third Bank, National Association office → Website on file with the FDIC: www.53.com
If you still have something from Waxahachie Bank and Trust Company
A lien that was never released
Waxahachie Bank and Trust Company failed on Sep 10, 1987. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Fifth Third Bank, National Association, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Merchants State Bank). Start with Fifth Third Bank, National Association, and ask them to search under the name Waxahachie Bank and Trust Company.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Fifth Third Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 10711 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.