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Bank Branches › Closed and merged banks › Missouri › Southwest Bank, An M&I Bank

FDIC certificate 1081 · Saint Louis, MO

What happened to Southwest Bank, An M&I Bank?

Southwest Bank, An M&I Bank in Saint Louis, MO (earlier called Southwest Bank of St. Louis) merged into M&I Marshall and Ilsley Bank of Milwaukee, WI on Jul 1, 2010. After 1 more change of hands, what was Southwest Bank, An M&I Bank is today part of BMO Bank National Association (Chicago, IL).

1920
opened
2010
merged away
2
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1920
    Southwest Bank of St. Louis opens in Saint Louis, MO
  2. Feb 1, 2008
    renamed Southwest Bank, An M&I Bank
  3. Jul 1, 2010
    MERGEDSouthwest Bank, An M&I Bank merged into M&I Marshall and Ilsley Bank of Milwaukee, WI.FDIC certificate 1081 ends; its business continues under certificate 1020.
  4. Jul 5, 2011
    MERGEDM&I Marshall and Ilsley Bank of Milwaukee, WI merged into Harris National Association of Chicago, IL.FDIC certificate 1020 ends; its business continues under certificate 16571.
  5. Today
    OPEN
    BMO Bank National AssociationMain office Chicago, IL · FDIC certificate 16571 · 988 offices in 23 states on June 30, 2026

    Every BMO Bank National Association office →   Website on file with the FDIC: www.bmo.com

If you still have something from Southwest Bank, An M&I Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Southwest Bank, An M&I Bank as lienholder, start with BMO Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask BMO Bank National Association to search for the account under the name Southwest Bank, An M&I Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask BMO Bank National Association which branch now holds boxes from the Southwest Bank, An M&I Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

19 offices filed under this charter in some year from 1994 on. 13 are still open as of June 30, 2026.

OfficeLast filed under itNow
2301 S Kingshighway BlvdSaint Louis, MO2010OpenBMO Bank National Association
13205 Manchester RdDes Peres, MO2010OpenBMO Bank National Association
5256 S Lindbergh BlvdSt. Louis, MO2010OpenBMO Bank National Association
3095 Clarkson RdChesterfield, MO2010OpenBMO Bank National Association
9206 Watson RdCrestwood, MO2010OpenBMO Bank National Association
3001 Winghaven BlvdO Fallon, MO2010OpenBMO Bank National Association
700 Corporate Park DrClayton, MO2010OpenBMO Bank National Association
3701 S Lindbergh BlvdSunset Hills, MO2010OpenBMO Bank National Association
4210 S Kingshighway BlvdSaint Louis, MO2010OpenBMO Bank National Association
10911 Olive BlvdCreve Coeur, MO2010OpenBMO Bank National Association
2 Carlyle Plaza DrBelleville, IL2010OpenBMO Bank National Association
1060 Jeffco BlvdArnold, MO2010OpenBMO Bank National Association
603 Locust StSaint Louis, MO2010OpenBMO Bank National Association
101 Laura K DriveO Fallon, MO2010No longer reported
3280 HamptonSt. Louis, MO2010No longer reported
12452 Olive BoulevardCreve Coeur, MO2010No longer reported
101 S. Hanley Road, Suite 100Clayton, MO2010No longer reported
355 Corporate Park DriveClayton, MO2010No longer reported
1300 Clarkson Clayton CenterEllisville, MO2007No longer reported

Banks folded into Southwest Bank, An M&I Bank

2 banks merged directly into this charter.

BankEndedHow
Missouri State Bank and Trust CompanyClayton, MOJul 1, 2006merged
Southwest BankBelleville, ILNov 1, 2003merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 1081 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.