Bank Branches › Closed and merged banks › Virginia › Virginia Commonwealth Bank
What happened to Virginia Commonwealth Bank?
Virginia Commonwealth Bank in Richmond, VA (earlier called Bank of Lancaster) merged into Blue Ridge Bank, National Association of Martinsville, VA on Jan 31, 2021. Blue Ridge Bank, National Association is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1930Bank of Lancaster opens in Richmond, VA
- Apr 1, 2017renamed Virginia Commonwealth Bank
- Jan 31, 2021MERGEDVirginia Commonwealth Bank merged into Blue Ridge Bank, National Association of Martinsville, VA.FDIC certificate 11200 ends; its business continues under certificate 35274.
- TodayOPEN
Blue Ridge Bank, National AssociationMain office Martinsville, VA · FDIC certificate 35274 · 27 offices in 2 states on June 30, 2026Every Blue Ridge Bank, National Association office → Website on file with the FDIC: www.mybrb.com
If you still have something from Virginia Commonwealth Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Virginia Commonwealth Bank as lienholder, start with Blue Ridge Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Blue Ridge Bank, National Association to search for the account under the name Virginia Commonwealth Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Blue Ridge Bank, National Association which branch now holds boxes from the Virginia Commonwealth Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
22 offices filed under this charter in some year from 1994 on. 15 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1801 Bayberry Ct, Ste 101Richmond, VA | OpenBlue Ridge Bank, National Association |
| 100 S Main StKilmarnock, VA | OpenBlue Ridge Bank, National Association |
| 900 N Parham RdHenrico, VA | OpenBlue Ridge Bank, National Association |
| 3209 BoulevardColonial Heights, VA | OpenBlue Ridge Bank, National Association |
| 11450 Robious RdRichmond, VA | OpenBlue Ridge Bank, National Association |
| 15648 Kings HighwayMontross, VA | OpenBlue Ridge Bank, National Association |
| 300 32nd St, Ste 104Virginia Beach, VA | OpenBlue Ridge Bank, National Association |
| 4600 W Hundred RdChester, VA | OpenBlue Ridge Bank, National Association |
| 18 Sandy StCallao, VA | OpenBlue Ridge Bank, National Association |
| 4935 Richmond RdWarsaw, VA | OpenBlue Ridge Bank, National Association |
| 1703 N Main StSuffolk, VA | OpenBlue Ridge Bank, National Association |
| 708 Rappahannock DrWhite Stone, VA | OpenBlue Ridge Bank, National Association |
| 5711 Patterson AveRichmond, VA | OpenBlue Ridge Bank, National Association |
| 1965 Wakefield AvePetersburg, VA | OpenBlue Ridge Bank, National Association |
| 10880 General Puller HwyHartfield, VA | OpenBlue Ridge Bank, National Association |
| 15104 Northumberland HighwayBurgess, VA | No longer reported |
| 680 Mckinney BoulevardColonial Beach, VA | No longer reported |
| 1118 Courthouse RoadRichmond, VA | No longer reported |
| 1421 W. City Point RdHopewell, VA | No longer reported |
| 6800 One Paragon PlaceRichmond, VA | No longer reported |
| 432 North Main StreetKilmarnock, VA | No longer reported |
| 6941 Northumberland HighwayHeathsville, VA | No longer reported |
Banks folded into Virginia Commonwealth Bank
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| Virginia Commonwealth BankPetersburg, VA | Apr 1, 2017 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 11200 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.