Bank Branches › Closed and merged banks › Delaware › Mercantile Peninsula Bank
What happened to Mercantile Peninsula Bank?
Mercantile Peninsula Bank in Selbyville, DE (earlier called Baltimore Trust Company) merged into PNC Bank, National Association of Wilmington, DE on Sep 14, 2007. PNC Bank, National Association is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1903Baltimore Trust Company opens in Selbyville, DE
- Aug 18, 2004renamed Mercantile Peninsula Bank
- Sep 14, 2007MERGEDMercantile Peninsula Bank merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 11652 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Mercantile Peninsula Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Mercantile Peninsula Bank as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Mercantile Peninsula Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Mercantile Peninsula Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
38 offices filed under this charter in some year from 1994 on. 13 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2 S Pennsylvania AveBethany Beach, DE | OpenPNC Bank, National Association |
| 1810 N Salisbury BlvdSalisbury, MD | OpenPNC Bank, National Association |
| 12648 Ocean GtwyOcean City, MD | OpenPNC Bank, National Association |
| 11045 Racetrack RdBerlin, MD | OpenPNC Bank, National Association |
| 301 Civic AveSalisbury, MD | OpenPNC Bank, National Association |
| 20915 Dupont BlvdGeorgetown, DE | OpenPNC Bank, National Association |
| 25275 Lankford HwyOnley, VA | OpenPNC Bank, National Association |
| 1512 S Salisbury BlvdSalisbury, MD | OpenPNC Bank, National Association |
| 30389 Mount Vernon RdPrincess Anne, MD | OpenPNC Bank, National Association |
| 6461 Lankford HwyOak Hall, VA | OpenPNC Bank, National Association |
| 101 Potomac StCrisfield, MD | OpenPNC Bank, National Association |
| 6402 Maddox BlvdChincoteague, VA | OpenPNC Bank, National Association |
| 16485 Lankford HighwayEastville, VA | OpenPNC Bank, National Association |
| 11738 Somerset AvenuePrincess Anne, MD | No longer reported |
| 943 West Main StreetCrisfield, MD | No longer reported |
| 36344 Lankford HwyBelle Haven, VA | No longer reported |
| 18501 Dunne AvenueParksley, VA | No longer reported |
| 100 Laws StreetBridgeville, DE | No longer reported |
| 1 W Church StSelbyville, DE | No longer reported |
| 1107 Coastal HighwayFenwick Island, DE | No longer reported |
| 34960 Atlantic Avenue, Unit #3Clarksville, DE | No longer reported |
| 4161 Highway OneRehoboth Beach, DE | No longer reported |
| 34383 Carpenter's WayLewes, DE | No longer reported |
| 1019 West Isabella StreetSalisbury, MD | No longer reported |
| 835 Snow Hill RoadSalisbury, MD | No longer reported |
| 110 West Main StreetSalisbury, MD | No longer reported |
| 110 North Division StreetSalisbury, MD | No longer reported |
| 34554 Railroad AvenuePittsville, MD | No longer reported |
| 109 East Main StreetFruitland, MD | No longer reported |
| Main StreetMardela Springs, MD | No longer reported |
| 543c Riverside DriveSalisbury, MD | No longer reported |
| 12910 Coastal HwyOcean City, MD | No longer reported |
| 3409 Coastal HighwayOcean City, MD | No longer reported |
| 600 Linden AvenuePocomoke City, MD | No longer reported |
| 1 South Main StreetBerlin, MD | No longer reported |
| 309 North Washington StreetSnow Hill, MD | No longer reported |
| 8305 Langmaid RoadNewark, MD | No longer reported |
| 200 South Philadelphia AvenueOcean City, MD | No longer reported |
Banks folded into Mercantile Peninsula Bank
2 banks merged directly into this charter; counting the banks those had absorbed earlier, 11 charters end up inside it.
| Bank | Ended |
|---|---|
| Peninsula BankPrincess Anne, MD | Aug 18, 2004 |
| Farmers & Merchants Bank - Eastern ShoreOnley, VA | Aug 18, 2004 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 11652 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.