Bank Branches › Closed and merged banks › Nebraska › Wauneta Falls Bank, National Association
What happened to Wauneta Falls Bank, National Association?
Wauneta Falls Bank, National Association in Wauneta, NE (earlier called Wauneta Falls Bank) merged into Valley Bank and Trust Co. of Scottsbluff, NE on Jan 4, 1999. After 2 more changes of hands, what was Wauneta Falls Bank, National Association is today part of First National Bank of Omaha (Omaha, NE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1890Wauneta Falls Bank opens in Wauneta, NE
- Apr 14, 1997renamed Wauneta Falls Bank, National Association
- Jan 4, 1999MERGEDWauneta Falls Bank, National Association merged into Valley Bank and Trust Co. of Scottsbluff, NE.FDIC certificate 12251 ends; its business continues under certificate 34186.
- Jun 17, 2016MERGEDValley Bank and Trust Co. of Scottsbluff, NE merged into Western States Bank of Laramie, WY.FDIC certificate 34186 ends; its business continues under certificate 58395.
- Feb 14, 2022MERGEDWestern States Bank of Laramie, WY merged into First National Bank of Omaha of Omaha, NE.FDIC certificate 58395 ends; its business continues under certificate 5452.
- TodayOPEN
First National Bank of OmahaMain office Omaha, NE · FDIC certificate 5452 · 138 offices in 9 states on June 30, 2026Every First National Bank of Omaha office → Website on file with the FDIC: www.fnbo.com
If you still have something from Wauneta Falls Bank, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Wauneta Falls Bank, National Association as lienholder, start with First National Bank of Omaha. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First National Bank of Omaha to search for the account under the name Wauneta Falls Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First National Bank of Omaha which branch now holds boxes from the Wauneta Falls Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
2 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 202 N TecumsehWauneta, NE | OpenSandhills State Bank |
| 225 Central AveGrant, NE | OpenSandhills State Bank |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 12251 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.