Bank Branches › Closed and merged banks › West Virginia › Bank of Milton
What happened to Bank of Milton?
Bank of Milton in Milton, WV merged into The Twentieth Street Bank of Huntington, WV on Jul 1, 1985. After 1 more change of hands, what was Bank of Milton is today part of City National Bank of West Virginia (Charleston, WV).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1904Bank of Milton opens in Milton, WV
- Jul 1, 1985MERGEDBank of Milton merged into The Twentieth Street Bank of Huntington, WV.FDIC certificate 12777 ends; its business continues under certificate 15278.
- Apr 26, 1999MERGEDThe Twentieth Street Bank of Huntington, WV merged into City National Bank of West Virginia of Charleston, WV.FDIC certificate 15278 ends; its business continues under certificate 17735.
- TodayOPEN
City National Bank of West VirginiaMain office Charleston, WV · FDIC certificate 17735 · 95 offices in 4 states on June 30, 2026Every City National Bank of West Virginia office → Website on file with the FDIC: www.bankatcity.com
If you still have something from Bank of Milton
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Bank of Milton as lienholder, start with City National Bank of West Virginia. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask City National Bank of West Virginia to search for the account under the name Bank of Milton. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask City National Bank of West Virginia which branch now holds boxes from the Bank of Milton office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 12777 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.