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Bank Branches › Closed and merged banks › New Jersey › County Trust Company

FDIC certificate 13075 · Lyndhurst, NJ

What happened to County Trust Company?

County Trust Company in Lyndhurst, NJ (earlier called Garfield Trust Company) merged into Midlantic National Bank/North of West Paterson, NJ on Mar 31, 1990. After 1 more change of hands, what was County Trust Company is today part of PNC Bank, National Association (Wilmington, DE).

1925
opened
1990
merged away
2
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1925
    Garfield Trust Company opens in Lyndhurst, NJ
  2. Jul 21, 1982
    renamed County Trust Company
  3. Mar 31, 1990
    MERGEDCounty Trust Company merged into Midlantic National Bank/North of West Paterson, NJ.FDIC certificate 13075 ends; its business continues under certificate 15662.
  4. Sep 27, 1991
    MERGEDMidlantic National Bank/North of West Paterson, NJ merged into Midlantic National Bank of Wilmington, DE.FDIC certificate 15662 ends; its business continues under certificate 6384.
  5. Today
    OPEN
    PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026

    Every PNC Bank, National Association office →   Website on file with the FDIC: www.pnc.com

If you still have something from County Trust Company

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows County Trust Company as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask PNC Bank, National Association to search for the account under the name County Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask PNC Bank, National Association which branch now holds boxes from the County Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 13075 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.