Bank Branches › Closed and merged banks › Michigan › United Bank & Trust
What happened to United Bank & Trust?
United Bank & Trust in Ann Arbor, MI (earlier called United Savings Bank of Tecumseh) merged into Old National Bank of Evansville, IN on Aug 1, 2014. Old National Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1893United Savings Bank of Tecumseh opens in Ann Arbor, MI
- Jan 2, 1992renamed United Bank & Trust
- Aug 1, 2014MERGEDUnited Bank & Trust merged into Old National Bank of Evansville, IN.FDIC certificate 13177 ends; its business continues under certificate 3832.
- TodayOPEN
Old National BankMain office Evansville, IN · FDIC certificate 3832 · 354 offices in 10 states on June 30, 2026Every Old National Bank office → Website on file with the FDIC: www.oldnational.com
If you still have something from United Bank & Trust
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows United Bank & Trust as lienholder, start with Old National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Old National Bank to search for the account under the name United Bank & Trust. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Old National Bank which branch now holds boxes from the United Bank & Trust office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
22 offices filed under this charter in some year from 1994 on. 9 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 260 Tecumseh StDundee, MI | OpenOld National Bank |
| 1422 S Winter StAdrian, MI | OpenOld National Bank |
| 200 N Maple RdSaline, MI | OpenOld National Bank |
| 205 E Chicago BlvdTecumseh, MI | OpenOld National Bank |
| 205 W Grand River Ave, Ste 102Brighton, MI | OpenOld National Bank |
| 7200 Dexter Ann Arbor RdDexter, MI | OpenOld National Bank |
| 2723 S State St, Ste 110Ann Arbor, MI | OpenOld National Bank |
| 331 W Main StHudson, MI | OpenOld National Bank |
| 111 E Main StManchester, MI | OpenOld National Bank |
| 355 S Zeeb RdAnn Arbor, MI | No longer reported |
| 1440 West MaumeeAdrian, MI | No longer reported |
| 616 West Adrian StreetBlissfield, MI | No longer reported |
| 11839 Tecumseh-Clinton RoadClinton Township, MI | No longer reported |
| 1050 East Main StreetMorenci, MI | No longer reported |
| 851 Manitou RoadManitou Beach, MI | No longer reported |
| 1208 West Chicago BoulevardTecumseh, MI | No longer reported |
| 610 North Evans StreetTecumseh, MI | No longer reported |
| 3737 North Adrian HighwayAdrian, MI | No longer reported |
| 23 East Front Street, Suite 100Monroe, MI | No longer reported |
| 209 East Russell RoadTecumseh, MI | No longer reported |
| 103 West Chicago BoulevardBritton, MI | No longer reported |
| 4125 South Occidental HighwayRaisin Township, MI | No longer reported |
Banks folded into United Bank & Trust
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| United Bank & Trust -WashtenawAnn Arbor, MI | Apr 1, 2010 |
| Thompson Savings BankHudson, MI | Jan 1, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 13177 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.