Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Closed and merged banks › North Dakota › Cornerstone Bank

FDIC certificate 13198 · Fargo, ND

Cornerstone Bank

Cornerstone Bank of Fargo, ND is open today. It is the same bank that used to be called Citizens State Bank: the name changed, the bank did not close. 4 other banks have been folded into it over the years.

1907
opened
open
today
2
names it used
4
banks folded in

Its names, in order

Every legal name on the FDIC record for this certificate.

  1. 1907
    Citizens State Bank opens in Fargo, ND
  2. Jul 18, 2006
    renamed Cornerstone Bank
  3. Today
    OPEN
    Cornerstone BankMain office Fargo, ND · FDIC certificate 13198 · 13 offices in 2 states

    Every Cornerstone Bank office →

Its offices in the FDIC deposit reports

24 offices filed under this charter in some year from 1994 on. 15 are still open as of June 30, 2026.

OfficeLast filed under itNow
323 Main StNew Town, ND2026Open
106 8th Avenue SeWatford City, ND2026Open
2280 45th St SFargo, ND2026Open
1806 N 12th StBismarck, ND2026Open
415 20th Ave SwMinot, ND2026Open
11 S Main StreetParshall, ND2026Open
3095 15th St WDickinson, ND2026Open
324 Railway StEnderlin, ND2010OpenBankNorth
1002 Main StLisbon, ND2010OpenBankNorth
6045 S Louise AveSioux Falls, SD2026Open
235 Hwy 2 SERugby, ND2026Open
104 1st Ave NwWatertown, SD2026Open
3307 7th Ave Se, Ste 108Aberdeen, SD2026Open
323 Main StNew Town, ND2026Open
402 Main StreetPlaza, ND2026Open
415 20th Ave SwMinot, ND2024No longer reported
2627 University Dr SFargo, ND2023No longer reported
221 Main St NMakoti, ND2023No longer reported
600 South 2nd StreetBismarck, ND2021No longer reported
4930 South Western AvesnueSioux Falls, SD2018No longer reported
Fifth Street And U.S. Highway 85Watford City, ND2017No longer reported
105 East Main StreetFort Ransom, ND2010No longer reported
118 Fowler StreetSheldon, ND2010No longer reported
201 4th AvenueEnderlin, ND1995No longer reported

Banks folded into Cornerstone Bank

3 banks merged directly into this charter; counting the banks those had absorbed earlier, 4 charters end up inside it.

BankEndedHow
Lakeside State BankNew Town, NDMar 14, 2015merged
McKenzie County BankWatford City, NDMar 14, 2015merged
Peoples & Enderlin State BankEnderlin, NDJan 3, 1994merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. Look up certificate 13198 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.