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What happened to Central National Bank of New York?
Central National Bank of New York in New York City, NY (earlier called Central State Bank and 1 other name) failed and was closed on Sep 11, 1987. No bank took it over; insured depositors were paid directly.
The chain, step by step
From the day it opened to the last entry on record. Each step is one entry in the FDIC's record.
- 1919Central State Bank opens in New York City, NY
- Jan 20, 1981renamed Central Bank & Trust Company of New York, N.A.
- Apr 7, 1981renamed Central National Bank of New York
- Sep 11, 1987FAILEDCentral National Bank of New York failed and was closed. No bank took it over; insured depositors were paid directly.FDIC certificate 13403 ends.
- NO SUCCESSOR BANK
The FDIC record ends here. No operating bank carries this charter today.
If you still have something from Central National Bank of New York
A lien that was never released
Central National Bank of New York failed on Sep 11, 1987. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
The FDIC record shows no bank taking over Central National Bank of New York's deposits. In a payoff, insured depositors are paid directly, up to the insurance limit.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
In a payoff the FDIC writes to box holders with instructions for removing the contents. For a box never emptied, ask through the FDIC Information and Support Center and check the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 13403 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.