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Bank Branches › Closed and merged banks › Pennsylvania › National Bank of the Commonwealth

FDIC certificate 14221 · Indiana, PA

What happened to National Bank of the Commonwealth?

National Bank of the Commonwealth in Indiana, PA (earlier called First National Bank in Indiana) merged into First Commonwealth Bank of Indiana, PA on Nov 13, 1995. First Commonwealth Bank is open today.

1934
opened
1995
merged away
2
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1934
    First National Bank in Indiana opens in Indiana, PA
  2. Aug 1, 1971
    renamed National Bank of the Commonwealth
  3. Nov 13, 1995
    MERGEDNational Bank of the Commonwealth merged into First Commonwealth Bank of Indiana, PA.FDIC certificate 14221 ends; its business continues under certificate 7468.
  4. Today
    OPEN
    First Commonwealth BankMain office Indiana, PA · FDIC certificate 7468 · 128 offices in 2 states on June 30, 2026

    Every First Commonwealth Bank office →   Website on file with the FDIC: www.fcbanking.com

If you still have something from National Bank of the Commonwealth

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows National Bank of the Commonwealth as lienholder, start with First Commonwealth Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask First Commonwealth Bank to search for the account under the name National Bank of the Commonwealth. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask First Commonwealth Bank which branch now holds boxes from the National Bank of the Commonwealth office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

20 offices filed under this charter in some year from 1994 on. 10 are still open as of June 30, 2026.

OfficeLast filed under itNow
573 W Mahoning StPunxsutawney, PA1995OpenFirst Commonwealth Bank
803 S Center AveHunker, PA1995OpenFirst Commonwealth Bank
1540 Oakland Ave Unit 4Indiana, PA1995OpenFirst Commonwealth Bank
601 Hancock AveVandergrift, PA1995OpenFirst Commonwealth Bank
2254 Route 119 Hwy SHomer City, PA1995OpenFirst Commonwealth Bank
53 E Market StBlairsville, PA1995OpenFirst Commonwealth Bank
436 Magee AvePatton, PA1995OpenFirst Commonwealth Bank
14303 Clearfield Shawville HwyClearfield, PA1995OpenFirst Commonwealth Bank
709 Hannah StHoutzdale, PA1995OpenFirst Commonwealth Bank
1164 Philadelphia StIndiana, PA1995OpenFirst Commonwealth Bank
1099 Wayne AveIndiana, PA1995No longer reported
224 Main Street Po Box 687Plumville, PA1995No longer reported
11 South Main StreetCherry Tree, PA1995No longer reported
600 Philadelphia StreetIndiana, PA1995No longer reported
Route 56 and Legislative Route 64283Allegheny Township, PA1995No longer reported
116 East Mahoning StreetPunxsutawney, PA1995No longer reported
2 E. Long AvenueDu Bois, PA1995No longer reported
Route 53 EastHoutzdale, PA1995No longer reported
427 Maple StreetSouth Fork, PA1995No longer reported
Pratt DriveIndiana, PA1994No longer reported

Banks folded into National Bank of the Commonwealth

4 banks merged directly into this charter.

BankEndedHow
The Houtzdale BankHoutzdale, PANov 18, 1974merged
Farmers and Merchants Bank of Cherry Tree, Pa.Cherry Tree, PASep 11, 1972merged
First National Bank at PattonPatton, PAJan 1, 1972merged
Kiski Valley National BankVandergrift, PAJan 4, 1971merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 14221 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.