Bank Branches › Closed and merged banks › Texas › Centennial Bank
What happened to Centennial Bank?
Centennial Bank in Lubbock, TX (earlier called Hale County State Bank and 1 other name) merged into Happy State Bank of Happy, TX on Jul 1, 2020. After 1 more change of hands, what was Centennial Bank is today part of Centennial Bank (Conway, AR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1934Hale County State Bank opens in Lubbock, TX
- Dec 2, 2003renamed Hcsb
- Jan 19, 2013renamed Centennial Bank
- Jul 1, 2020MERGEDCentennial Bank merged into Happy State Bank of Happy, TX.FDIC certificate 14562 ends; its business continues under certificate 10359.
- Apr 1, 2022MERGEDHappy State Bank of Happy, TX merged into Centennial Bank of Conway, AR.FDIC certificate 10359 ends; its business continues under certificate 11241.
- TodayOPEN
Centennial BankMain office Conway, AR · FDIC certificate 11241 · 230 offices in 6 states on June 30, 2026Every Centennial Bank office → Website on file with the FDIC: www.my100bank.com
If you still have something from Centennial Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Centennial Bank as lienholder, start with Centennial Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Centennial Bank to search for the account under the name Centennial Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Centennial Bank which branch now holds boxes from the Centennial Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
16 offices filed under this charter in some year from 1994 on. 14 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 210 N Broadway StPost, TX | OpenCentennial Bank |
| 1145 Junction HwyKerrville, TX | OpenCentennial Bank |
| 710 S Adams StFredericksburg, TX | OpenCentennial Bank |
| 3201 Olton RdPlainview, TX | OpenCentennial Bank |
| 103 Texas AveSlaton, TX | OpenCentennial Bank |
| 711 N Main StShamrock, TX | OpenCentennial Bank |
| 125 S Austin AveTulia, TX | OpenCentennial Bank |
| 207 Sidney Baker St S, Ste CKerrville, TX | OpenCentennial Bank |
| 6602 Quaker AveLubbock, TX | OpenCentennial Bank |
| 7207 82nd StLubbock, TX | OpenCentennial Bank |
| 424 BroadwayHart, TX | OpenCentennial Bank |
| 1292 Loop 337New Braunfels, TX | OpenCentennial Bank |
| 901 S Mopac Expy, Bldg 3, Ste 140Austin, TX | OpenCentennial Bank |
| 1689 River RdBoerne, TX | OpenCentennial Bank |
| 904 Avenue OLubbock, TX | No longer reported |
| 201 West 6th StreetPlainview, TX | No longer reported |
Banks folded into Centennial Bank
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 4 charters end up inside it.
| Bank | Ended |
|---|---|
| Citizens BankSlaton, TX | Jan 19, 2013 |
| First State BankTulia, TX | May 28, 1994 |
| Farmers State BankHart, TX | Feb 26, 1987 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 14562 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.