Bank Branches › Closed and merged banks › Arkansas › Mercantile Bank of Arkansas National Association
What happened to Mercantile Bank of Arkansas National Association?
Mercantile Bank of Arkansas National Association in North Little Rock, AR (earlier called The Twin City Bank and 2 other names) merged into Firstar Bank, National Association of Cincinnati, OH on Mar 7, 2000. That bank is now called U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1935The Twin City Bank opens in North Little Rock, AR
- Dec 9, 1995renamed Mercantile Bank of Central Arkansas
- Aug 16, 1996renamed Mercantile Bank of Arkansas
- Oct 28, 1997renamed Mercantile Bank of Arkansas National Association
- Mar 7, 2000MERGEDMercantile Bank of Arkansas National Association merged into Firstar Bank, National Association of Cincinnati, OH.FDIC certificate 15086 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from Mercantile Bank of Arkansas National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Mercantile Bank of Arkansas National Association as lienholder, start with U.S. Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask U.S. Bank National Association to search for the account under the name Mercantile Bank of Arkansas National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask U.S. Bank National Association which branch now holds boxes from the Mercantile Bank of Arkansas National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
58 offices filed under this charter in some year from 1994 on. 18 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 1 Riverfront PlNorth Little Rock, AR | OpenU.S. Bank National Association |
| 3703 Mccain BlvdNorth Little Rock, AR | OpenU.S. Bank National Association |
| 4451 Central AveHot Springs, AR | OpenU.S. Bank National Association |
| 101 Cooper CirHot Springs Village, AR | OpenU.S. Bank National Association |
| 1122 Van Ronkle StConway, AR | OpenU.S. Bank National Association |
| 6004 Baseline RdLittle Rock, AR | OpenU.S. Bank National Association |
| 1234 Central AveHot Springs, AR | OpenU.S. Bank National Association |
| 102 Pointer Trl WVan Buren, AR | OpenU.S. Bank National Association |
| 10720 N Rodney Parham RdLittle Rock, AR | OpenU.S. Bank National Association |
| 1539 E Harding StMorrilton, AR | OpenU.S. Bank National Association |
| 100 Commerce StBryant, AR | OpenU.S. Bank National Association |
| 100 S Main StMountain Home, AR | OpenU.S. Bank National Association |
| 119 Audubon DrMaumelle, AR | OpenU.S. Bank National Association |
| 17200 Chenal PkwyLittle Rock, AR | OpenU.S. Bank National Association |
| 6320 W Markham StLittle Rock, AR | OpenU.S. Bank National Association |
| 3701 Camp Robinson RdNorth Little Rock, AR | OpenU.S. Bank National Association |
| 2701 Pine StArkadelphia, AR | OpenU.S. Bank National Association |
| 1804 N 1st StJacksonville, AR | OpenU.S. Bank National Association |
| 526 Main StreetArkadelphia, AR | No longer reported |
| 105 East Main StreetGurdon, AR | No longer reported |
| 119 North Division StreetMorrilton, AR | No longer reported |
| 303 West MainPlumerville, AR | No longer reported |
| 115 6th StreetPerryville, AR | No longer reported |
| 327 S Ash StMalvern, AR | No longer reported |
| 6677 Highway 7Bismarck, AR | No longer reported |
| 900 Martin Luther King BoulevardMalvern, AR | No longer reported |
| Fourth And Main StreetsFlippin, AR | No longer reported |
| 206 South Main StYellville, AR | No longer reported |
| 2620 Prince StreetConway, AR | No longer reported |
| 4199 E Kiehl AveSherwood, AR | No longer reported |
| 7001 John F. Kennedy BoulevardNorth Little Rock, AR | No longer reported |
| 401 West Capitol AvenueLittle Rock, AR | No longer reported |
| 5200 Kavanaugh BoulevardLittle Rock, AR | No longer reported |
| 4311 East Broadway StreetNorth Little Rock, AR | No longer reported |
| 11402 West MarkhamLittle Rock, AR | No longer reported |
| 4140 John F. Kennedy BoulevardNorth Little Rock, AR | No longer reported |
| 4720 Macarthur DriveNorth Little Rock, AR | No longer reported |
| 111 East WashingtonNorth Little Rock, AR | No longer reported |
| 6000 West Markham Street, SuLittle Rock, AR | No longer reported |
| 1768 Airport RoadHot Springs, AR | No longer reported |
Banks folded into Mercantile Bank of Arkansas National Association
5 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.
| Bank | Ended |
|---|---|
| Mercantile Bank of Crawford County, National AssociationVan Buren, AR | Aug 16, 1996 |
| Mercantile Bank of Conway County National AssociationMorrilton, AR | Aug 16, 1996 |
| Mercantile Bank of North Central Arkansas National AssociationFlippin, AR | Aug 16, 1996 |
| Mercantile Bank of Heber Springs National AssociationHeber Springs, AR | Aug 16, 1996 |
| Security Bank of Conway, FSBConway, AR | Feb 9, 1996 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 15086 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.