Bank Branches › Closed and merged banks › Indiana › NBD Bank
What happened to NBD Bank?
NBD Bank in Elkhart, IN (earlier called St. Joseph Valley Bank and 3 other names) merged into Bank One, Indiana, National Association of Indianapolis, IN on Jun 21, 1999. After 2 more changes of hands, what was NBD Bank is today part of JPMorgan Chase Bank, National Association (Columbus, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1872St. Joseph Valley Bank opens in Elkhart, IN
- May 31, 1982renamed Midwest Commerce Banking Company
- Oct 29, 1982renamed St. Joseph Valley Bank
- Nov 1, 1982renamed Midwest Commerce Banking Company
- Apr 1, 1993renamed NBD Bank
- Jun 21, 1999MERGEDNBD Bank merged into Bank One, Indiana, National Association of Indianapolis, IN.FDIC certificate 15247 ends; its business continues under certificate 4345.
- Aug 22, 2002MERGEDBank One, Indiana, National Association of Indianapolis, IN merged into Bank One, National Association of Chicago, IL.FDIC certificate 4345 ends; its business continues under certificate 3618.
- Nov 13, 2004MERGEDBank One, National Association of Chicago, IL merged into JPMorgan Chase Bank, National Association of Columbus, OH.FDIC certificate 3618 ends; its business continues under certificate 628.
- TodayOPEN
JPMorgan Chase Bank, National AssociationMain office Columbus, OH · FDIC certificate 628 · 5,141 offices in 49 states on June 30, 2026Every JPMorgan Chase Bank, National Association office → Website on file with the FDIC: www.jpmorganchase.com
If you still have something from NBD Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows NBD Bank as lienholder, start with JPMorgan Chase Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask JPMorgan Chase Bank, National Association to search for the account under the name NBD Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask JPMorgan Chase Bank, National Association which branch now holds boxes from the NBD Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
17 offices filed under this charter in some year from 1994 on. 7 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1500 S Nappanee StElkhart, IN | OpenJPMorgan Chase Bank, National Association |
| 2101 S Bend AveSouth Bend, IN | OpenJPMorgan Chase Bank, National Association |
| 401 S Main StGoshen, IN | OpenJPMorgan Chase Bank, National Association |
| 3530 Cassopolis StElkhart, IN | OpenJPMorgan Chase Bank, National Association |
| 1825 E Bristol StElkhart, IN | OpenJPMorgan Chase Bank, National Association |
| 211 Concord Mall DrElkhart, IN | OpenJPMorgan Chase Bank, National Association |
| 351 W Market StNappanee, IN | OpenJPMorgan Chase Bank, National Association |
| 233 South Main StreetSouth Bend, IN | No longer reported |
| 308 Division StreetBristol, IN | No longer reported |
| 121 West Franklin StreetElkhart, IN | No longer reported |
| 1716 Elkhart RoadGoshen, IN | No longer reported |
| 141 Easy Shopping PlaceElkhart, IN | No longer reported |
| 23555 Old US 20Elkhart, IN | No longer reported |
| 1719 Lincolnway EastGoshen, IN | No longer reported |
| 3110 Old US Highway 20 WElkhart, IN | No longer reported |
| 121 West Franklin StreetElkhart, IN | No longer reported |
| 228 West Marion StreetElkhart, IN | No longer reported |
Banks folded into NBD Bank
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| First National Bank of GoshenGoshen, IN | Nov 1, 1982 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 15247 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.