Bank Branches › Closed and merged banks › Maryland › Boonsboro Bank of Boonsboro, Maryland
What happened to Boonsboro Bank of Boonsboro, Maryland?
Boonsboro Bank of Boonsboro, Maryland in Boonsboro, MD merged into Hagerstown Trust Company of Hagerstown, MD on Apr 24, 1980. After 2 more changes of hands, what was Boonsboro Bank of Boonsboro, Maryland is today part of Fulton Bank, National Association (Lancaster, PA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1901Boonsboro Bank of Boonsboro, Maryland opens in Boonsboro, MD
- Apr 24, 1980MERGEDBoonsboro Bank of Boonsboro, Maryland merged into Hagerstown Trust Company of Hagerstown, MD.FDIC certificate 1571 ends; its business continues under certificate 1899.
- Sep 12, 2009MERGEDHagerstown Trust Company of Hagerstown, MD merged into The Columbia Bank of Columbia, MD.FDIC certificate 1899 ends; its business continues under certificate 27244.
- Sep 14, 2019MERGEDThe Columbia Bank of Columbia, MD merged into Fulton Bank, National Association of Lancaster, PA.FDIC certificate 27244 ends; its business continues under certificate 7551.
- TodayOPEN
Fulton Bank, National AssociationMain office Lancaster, PA · FDIC certificate 7551 · 205 offices in 5 states on June 30, 2026Every Fulton Bank, National Association office → Website on file with the FDIC: www.fultonbank.com
If you still have something from Boonsboro Bank of Boonsboro, Maryland
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Boonsboro Bank of Boonsboro, Maryland as lienholder, start with Fulton Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Fulton Bank, National Association to search for the account under the name Boonsboro Bank of Boonsboro, Maryland. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Fulton Bank, National Association which branch now holds boxes from the Boonsboro Bank of Boonsboro, Maryland office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 1571 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.