Bank Branches › Closed and merged banks › Illinois › Citizens First National Bank of Oglesby
What happened to Citizens First National Bank of Oglesby?
Citizens First National Bank of Oglesby in Oglesby, IL (earlier called First National Bank of Oglesby) merged into Citizens First National Bank of Princeton of Princeton, IL on Jan 11, 1991. After 1 more change of hands, what was Citizens First National Bank of Oglesby is today part of Heartland Bank and Trust Company (Bloomington, IL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1941First National Bank of Oglesby opens in Oglesby, IL
- Nov 1, 1988renamed Citizens First National Bank of Oglesby
- Jan 11, 1991MERGEDCitizens First National Bank of Oglesby merged into Citizens First National Bank of Princeton of Princeton, IL.FDIC certificate 15790 ends; its business continues under certificate 3731.
- Nov 2, 2012FAILEDCitizens First National Bank of Princeton (by then renamed Citizens First National Bank) of Princeton, IL failed, and Heartland Bank and Trust Company of Bloomington, IL took it over.FDIC certificate 3731 ends; its business continues under certificate 20369.
- TodayOPEN
Heartland Bank and Trust CompanyMain office Bloomington, IL · FDIC certificate 20369 · 85 offices in 3 states on June 30, 2026Every Heartland Bank and Trust Company office → Website on file with the FDIC: www.hbtbank.com
If you still have something from Citizens First National Bank of Oglesby
A lien that was never released
Citizens First National Bank failed on Nov 2, 2012. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Heartland Bank and Trust Company, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Heartland Bank and Trust Company). Start with Heartland Bank and Trust Company, and ask them to search under the name Citizens First National Bank of Oglesby.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Heartland Bank and Trust Company. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 15790 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.