Bank Branches › Closed and merged banks › North Carolina › Bank of America, National Association
What happened to Bank of America, National Association?
Bank of America, National Association in Charlotte, NC (earlier called Rock Hill National Bank and 3 other names) merged into Bank of America National Trust and Savings Association of Charlotte, NC on Jul 23, 1999. That bank is now called Bank of America, National Association (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1941Rock Hill National Bank opens in Charlotte, NC
- Dec 1, 1994renamed NationsBank of South Carolina, National Association
- Jan 3, 1995renamed NationsBank, National Association (Carolinas)
- Sep 29, 1995renamed NationsBank, National Association
- Jul 5, 1999renamed Bank of America, National Association
- Jul 23, 1999MERGEDBank of America, National Association merged into Bank of America National Trust and Savings Association of Charlotte, NC.FDIC certificate 15802 ends; its business continues under certificate 3510.
- TodayOPEN
Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026Every Bank of America, National Association office → Website on file with the FDIC: www.bankofamerica.com
If you still have something from Bank of America, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Bank of America, National Association as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Bank of America, National Association to search for the account under the name Bank of America, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Bank of America, National Association which branch now holds boxes from the Bank of America, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
3,405 offices filed under this charter in some year from 1994 on. 1,129 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 901 Main StDallas, TX | OpenBank of America, National Association |
| 9550 Regency Square BlvdJacksonville, FL | OpenBank of America, National Association |
| 600 Peachtree St Ne Fl 1Atlanta, GA | OpenBank of America, National Association |
| 1600 W Broad StRichmond, VA | OpenBank of America, National Association |
| 201 N Charles StBaltimore, MD | OpenBank of America, National Association |
| 1634 Church StNashville, TN | OpenBank of America, National Association |
| 1800 K St Nw, Ste 104Washington, DC | OpenBank of America, National Association |
| 800 Market StSaint Louis, MO | OpenBank of America, National Association |
| 2111 Devine StColumbia, SC | OpenBank of America, National Association |
| 1 Se 3rd AveMiami, FL | OpenBank of America, National Association |
| 800 Capitol St Ste 100Houston, TX | OpenBank of America, National Association |
| 4114 N Classen BlvdOklahoma City, OK | OpenBank of America, National Association |
| 200 Main StNorth Little Rock, AR | OpenBank of America, National Association |
| 500 S West StWichita, KS | OpenBank of America, National Association |
| 2601 Coors Blvd NwAlbuquerque, NM | OpenBank of America, National Association |
| 701 Brickell AveMiami, FL | OpenBank of America, National Association |
| 5199 Old National HwyCollege Park, GA | OpenBank of America, National Association |
| 5500 Preston RdDallas, TX | OpenBank of America, National Association |
| 2650 University AveDes Moines, IA | OpenBank of America, National Association |
| 1806 Sam Rittenberg BlvdCharleston, SC | OpenBank of America, National Association |
| 8100 Forsyth BlvdClayton, MO | OpenBank of America, National Association |
| 10400 Old Georgetown RdBethesda, MD | OpenBank of America, National Association |
| 300 S Orange Ave, Ste 100Orlando, FL | OpenBank of America, National Association |
| 305 Commerce StFort Worth, TX | OpenBank of America, National Association |
| 101 E Kennedy BlvdTampa, FL | OpenBank of America, National Association |
| 801 E Hallandale Beach BlvdHallandale, FL | OpenBank of America, National Association |
| 3300 Bee Caves Rd, Ste 795Austin, TX | OpenBank of America, National Association |
| 150 E Palmetto Park RdBoca Raton, FL | OpenBank of America, National Association |
| 2308 Ponce De Leon BlvdCoral Gables, FL | OpenBank of America, National Association |
| 1934 Old Gallows RdVienna, VA | OpenBank of America, National Association |
| 11320 York RdCockeysville, MD | OpenBank of America, National Association |
| 1255 Lake Woodlands DrThe Woodlands, TX | OpenBank of America, National Association |
| 2412 Pine Ridge RdNaples, FL | OpenBank of America, National Association |
| 321 Oberlin RdRaleigh, NC | OpenBank of America, National Association |
| 8300 Greensboro DrMclean, VA | OpenBank of America, National Association |
| 3520 N Lamar BlvdAustin, TX | OpenBank of America, National Association |
| 3401 Cortez Rd WBradenton, FL | OpenBank of America, National Association |
| 18305 Biscayne BlvdAventura, FL | OpenBank of America, National Association |
| 2120 West StAnnapolis, MD | OpenBank of America, National Association |
| 1333 S University DrPlantation, FL | OpenBank of America, National Association |
Banks folded into Bank of America, National Association
42 banks merged directly into this charter; counting the banks those had absorbed earlier, 1,061 charters end up inside it.
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 15802 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.