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Bank Branches › Closed and merged banks › New York › Pawling Savings Bank

FDIC certificate 15980 · Pawling, NY

What happened to Pawling Savings Bank?

Pawling Savings Bank in Pawling, NY merged into First National Bank of the Hudson Valley of Poughkeepsie, NY on Jul 17, 1998. After 1 more change of hands, what was Pawling Savings Bank is today part of Manufacturers and Traders Trust Company (Buffalo, NY).

1870
opened
1998
merged away
1
name it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1870
    Pawling Savings Bank opens in Pawling, NY
  2. Jul 17, 1998
    MERGEDPawling Savings Bank merged into First National Bank of the Hudson Valley of Poughkeepsie, NY.FDIC certificate 15980 ends; its business continues under certificate 6964.
  3. Feb 10, 2001
    MERGEDFirst National Bank of the Hudson Valley (by then renamed Premier National Bank) of Poughkeepsie, NY merged into Manufacturers and Traders Trust Company of Buffalo, NY.FDIC certificate 6964 ends; its business continues under certificate 588.
  4. Today
    OPEN
    Manufacturers and Traders Trust CompanyMain office Buffalo, NY · FDIC certificate 588 · 957 offices in 14 states on June 30, 2026

    Every Manufacturers and Traders Trust Company office →   Website on file with the FDIC: www.mtb.com

If you still have something from Pawling Savings Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Pawling Savings Bank as lienholder, start with Manufacturers and Traders Trust Company. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Manufacturers and Traders Trust Company to search for the account under the name Pawling Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Manufacturers and Traders Trust Company which branch now holds boxes from the Pawling Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

22 offices filed under this charter in some year from 1994 on. 11 are still open as of June 30, 2026.

OfficeLast filed under itNow
1525 Route 22, Lakeview PlazaBrewster, NY1998OpenManufacturers and Traders Trust Company
180 Route 22Pawling, NY1998OpenManufacturers and Traders Trust Company
3081 Route 22Dover Plains, NY1998OpenManufacturers and Traders Trust Company
455 Route 306Monsey, NY1998OpenManufacturers and Traders Trust Company
770 Chestnut Ridge RdChestnut Ridge, NY1998OpenManufacturers and Traders Trust Company
2509 Route 44, Hamlet of Salt PointPleasant Valley, NY1998OpenManufacturers and Traders Trust Company
4 Jefferson PlzPoughkeepsie, NY1998OpenManufacturers and Traders Trust Company
60 June RdNorth Salem, NY1998OpenManufacturers and Traders Trust Company
80 N Main StEllenville, NY1998OpenManufacturers and Traders Trust Company
1983 Route 52Liberty, NY1998OpenManufacturers and Traders Trust Company
4446 Route 42Monticello, NY1998OpenManufacturers and Traders Trust Company
56 Stewart AvenueRoscoe, NY1998No longer reported
11 West Main StreetPawling, NY1998No longer reported
Route 9 and South TerraceFishkill, NY1998No longer reported
1301 Route 52Fishkill, NY1998No longer reported
Route 55 and Titusville RoadLA Grange, NY1998No longer reported
23 South Broadway (Route 9)Red Hook, NY1998No longer reported
200 Stony Brook CourtNewburgh, NY1998No longer reported
251 Main StreetMount Kisco, NY1998No longer reported
109 Market PlazaSomers, NY1998No longer reported
100 Triangle Plaza, Suite 19Harriman, NY1996No longer reported
600 Stony Brook CourtNewburgh, NY1994No longer reported

Banks folded into Pawling Savings Bank

1 bank merged directly into this charter.

BankEndedHow
Ellenville Savings BankEllenville, NYOct 15, 1985merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 15980 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.