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FDIC certificate 16309 · Billings, MT

What happened to Wells Fargo Bank Montana, National Association?

Wells Fargo Bank Montana, National Association in Billings, MT (earlier called First National Bank and Trust Company and 3 other names) merged into Wells Fargo Bank, National Association of Sioux Falls, SD on Nov 21, 2003. Wells Fargo Bank, National Association is open today.

1945
opened
2003
merged away
5
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1945
    First National Bank and Trust Company opens in Billings, MT
  2. Jan 1, 1977
    renamed The First Northwestern National Bank of Billings
  3. May 1, 1983
    renamed Norwest Bank Billings, National Association
  4. Feb 10, 1995
    renamed Norwest Bank Montana, National Association
  5. Jul 28, 2000
    renamed Wells Fargo Bank Montana, National Association
  6. Nov 21, 2003
    MERGEDWells Fargo Bank Montana, National Association merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 16309 ends; its business continues under certificate 3511.
  7. Today
    OPEN
    Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026

    Every Wells Fargo Bank, National Association office →   Website on file with the FDIC: www.wellsfargo.com

If you still have something from Wells Fargo Bank Montana, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Wells Fargo Bank Montana, National Association as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Wells Fargo Bank, National Association to search for the account under the name Wells Fargo Bank Montana, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Wells Fargo Bank, National Association which branch now holds boxes from the Wells Fargo Bank Montana, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

54 offices filed under this charter in some year from 1994 on. 21 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
175 N 27th StBillings, MT2003OpenWells Fargo Bank, National Association
211 W Main StBozeman, MT2003OpenWells Fargo Bank, National Association
1800 S Russell StMissoula, MT2003OpenWells Fargo Bank, National Association
3650 Harrison AveButte, MT2003OpenWells Fargo Bank, National Association
2350 Us Highway 93 NKalispell, MT2003OpenWells Fargo Bank, National Association
350 N Last Chance GulchHelena, MT2003OpenWells Fargo Bank, National Association
2215 10th Ave SGreat Falls, MT2003OpenWells Fargo Bank, National Association
2235 Grant RdBillings, MT2003OpenWells Fargo Bank, National Association
1400 3rd St NwGreat Falls, MT2003OpenWells Fargo Bank, National Association
1325 Main StBillings, MT2003OpenWells Fargo Bank, National Association
3553 Union Pacific StMissoula, MT2003OpenWells Fargo Bank, National Association
1735 Oak StBozeman, MT2003OpenWells Fargo Bank, National Association
2950 Prospect AveHelena, MT2003OpenWells Fargo Bank, National Association
101 2nd Ave SwSidney, MT2003OpenWells Fargo Bank, National Association
3039 Grand AveBillings, MT2003OpenWells Fargo Bank, National Association
215 2nd Ave EKalispell, MT2003OpenWells Fargo Bank, National Association
135 3rd AveHavre, MT2003OpenWells Fargo Bank, National Association
404 W Broadway StLewistown, MT2003OpenWells Fargo Bank, National Association
323 W Park StLivingston, MT2003OpenWells Fargo Bank, National Association
623 2nd Ave SGlasgow, MT2003OpenWells Fargo Bank, National Association
502 Montana StValier, MT2003OpenWells Fargo Bank, National Association
11 East Adams AvenueChester, MT2003No longer reported
325 North 9th AvenueForsyth, MT2003No longer reported
5 Main Street NorthRudyard, MT2003No longer reported
24 South Main StreetBaker, MT2003No longer reported
419 South Main StreetConrad, MT2003No longer reported
336 Indiana StreetChinook, MT2003No longer reported
20 North Montana StreetDillon, MT2003No longer reported
202 North Main StreetButte, MT2003No longer reported
38 Mullan Road WestSuperior, MT2003No longer reported
120 West Park AvenueAnaconda, MT2003No longer reported
301 West Main StreetCircle, MT2003No longer reported
1 South Broadway AvenueRed Lodge, MT2003No longer reported
119 North Broadway AvenueRed Lodge, MT2003No longer reported
12 Main StreetRoundup, MT2003No longer reported
415 Fuller AveHelena, MT2003No longer reported
3151 North Montana AvenueHelena, MT2003No longer reported
1 Johannes AvenueBig Sandy, MT2003No longer reported
2334 Central AvenueBillings, MT2003No longer reported
2513 2nd Avenue NorthBillings, MT2003No longer reported

Banks folded into Wells Fargo Bank Montana, National Association

8 banks merged directly into this charter; counting the banks those had absorbed earlier, 37 charters end up inside it.

BankEndedHow
Norwest Bank Lewistown, National AssociationLewistown, MTFeb 10, 1995merged
Norwest Bank Anaconda-Butte, National AssociationAnaconda, MTFeb 10, 1995merged
Norwest Bank Helena, National AssociationHelena, MTFeb 10, 1995merged
Norwest Bank Dillon, National AssociationDillon, MTFeb 10, 1995merged
Norwest Bank Great Falls, National AssociationGreat Falls, MTFeb 10, 1995merged
Norwest Bank Kalispell, National AssociationKalispell, MTFeb 10, 1995merged
Bank of Montana, National AssociationGreat Falls, MTFeb 10, 1995merged
Montana Bank, National AssociationBillings, MTFeb 10, 1995merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 16309 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.