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Bank Branches › Closed and merged banks › Illinois › First State Bank and Trust

FDIC certificate 16332 · Monticello, IL

First State Bank and Trust

First State Bank and Trust of Monticello, IL is open today. It is the same bank that used to be called First State Bank of Monticello, First State Bank: the name changed, the bank did not close. 4 other banks have been folded into it over the years.

1945
opened
open
today
3
names it used
4
banks folded in

Its names, in order

Every legal name on the FDIC record for this certificate.

  1. 1945
    First State Bank of Monticello opens in Monticello, IL
  2. Jan 21, 2004
    renamed First State Bank
  3. Apr 1, 2023
    renamed First State Bank and Trust
  4. Today
    OPEN
    First State Bank and TrustMain office Monticello, IL · FDIC certificate 16332 · 8 offices in 1 state

    Every First State Bank and Trust office →

Its offices in the FDIC deposit reports

8 offices filed under this charter in some year from 1994 on. 8 are still open as of June 30, 2026.

OfficeLast filed under itNow
201 W Main StMonticello, IL2026Open
204 N Prospect RdBloomington, IL2026Open
117 E Main StHeyworth, IL2026Open
801 S Main StTuscola, IL2026Open
101 E Windsor RdChampaign, IL2026Open
131 N Main StAtwood, IL2026Open
200 S. Don RyanHammond, IL2026Open
201 W Main StMonticello, IL2026Open

Banks folded into First State Bank and Trust

3 banks merged directly into this charter; counting the banks those had absorbed earlier, 4 charters end up inside it.

BankEndedHow
First State Bank of BloomingtonBloomington, ILApr 1, 2023merged
First State BankAtwood, ILJan 21, 2004merged
The State Bank of HammondHammond, ILJan 23, 2002merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. Look up certificate 16332 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.