Bank Branches › Closed and merged banks › Georgia › Frontier Bank
What happened to Frontier Bank?
Frontier Bank in Lagrange, GA (earlier called Valley National Bank of Lanett and 3 other names) failed, and Heritage Bank of the South of Albany, GA took it over on Mar 8, 2013. After 1 more change of hands, what was Frontier Bank is today part of Renasant Bank (Tupelo, MS).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1946Valley National Bank of Lanett opens in Lagrange, GA
- Dec 5, 1997renamed Valley National Bank
- Nov 29, 1999renamed Frontier National Bank
- Jan 1, 2003renamed Frontier Bank, National Association
- Nov 3, 2003renamed Frontier Bank
- Mar 8, 2013FAILEDFrontier Bank failed, and Heritage Bank of the South of Albany, GA took it over.FDIC certificate 16431 ends; its business continues under certificate 50028.
- Jul 1, 2015MERGEDHeritage Bank of the South of Albany, GA merged into Renasant Bank of Tupelo, MS.FDIC certificate 50028 ends; its business continues under certificate 12437.
- TodayOPEN
Renasant BankMain office Tupelo, MS · FDIC certificate 12437 · 259 offices in 6 states on June 30, 2026Every Renasant Bank office → Website on file with the FDIC: www.renasant.com
If you still have something from Frontier Bank
A lien that was never released
Frontier Bank failed on Mar 8, 2013. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Renasant Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Heritage Bank of the South). Start with Renasant Bank, and ask them to search under the name Frontier Bank.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Renasant Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
12 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 3216 20th AveValley, AL | OpenRenasant Bank |
| 135 James Payton BlvdSylacauga, AL | OpenRenasant Bank |
| 120 8th Ave SwChildersburg, AL | OpenRenasant Bank |
| 401 Vernon StLagrange, GA | OpenRenasant Bank |
| 1678 South College StreetAuburn, AL | No longer reported |
| 16863 US Highway 280Chelsea, AL | No longer reported |
| 2723 Pelham ParkwayPelham, AL | No longer reported |
| 42828 Hwy 25Vincent, AL | No longer reported |
| 16863 U. S. Highway 280Chelsea, AL | No longer reported |
| 43 North Broadway AvenueSylacauga, AL | No longer reported |
| 1011 North Lanier AvenueLanett, AL | No longer reported |
| 3501 20th AvenueValley, AL | No longer reported |
Banks folded into Frontier Bank
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| Frontier National BankSylacauga, AL | Dec 16, 2002 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 16431 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.