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Bank Branches › Closed and merged banks › Louisiana › The Sterlington Bank

FDIC certificate 16839 · Sterlington, LA

What happened to The Sterlington Bank?

The Sterlington Bank in Sterlington, LA failed, and Bank of St. Joseph & Trust Co. of Saint Joseph, LA took it over on Jul 13, 1989. After 1 more change of hands, what was The Sterlington Bank is today part of Planters Bank & Trust Company (Indianola, MS).

1949
opened
1989
failed
1
name it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1949
    The Sterlington Bank opens in Sterlington, LA
  2. Jul 13, 1989
    FAILEDThe Sterlington Bank failed, and Bank of St. Joseph & Trust Co. of Saint Joseph, LA took it over.FDIC certificate 16839 ends; its business continues under certificate 9322.
  3. Jan 1, 2026
    MERGEDBank of St. Joseph & Trust Co. (by then renamed Cross Keys Bank) of Saint Joseph, LA merged into Planters Bank & Trust Company of Indianola, MS.FDIC certificate 9322 ends; its business continues under certificate 8235.
  4. Today
    OPEN
    Planters Bank & Trust CompanyMain office Indianola, MS · FDIC certificate 8235 · 30 offices in 4 states on June 30, 2026

    Every Planters Bank & Trust Company office →   Website on file with the FDIC: www.planters-bank.com

If you still have something from The Sterlington Bank

A lien that was never released

The Sterlington Bank failed on Jul 13, 1989. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Planters Bank & Trust Company, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Bank of St. Joseph & Trust Co.). Start with Planters Bank & Trust Company, and ask them to search under the name The Sterlington Bank.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Planters Bank & Trust Company. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 16839 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.