Bank Branches › Closed and merged banks › Arkansas › Heritage Bank, National Association
What happened to Heritage Bank, National Association?
Heritage Bank, National Association in Jonesboro, AR (earlier called Leachville State Bank and 2 other names) merged into Bear State Bank, National Association of Little Rock, AR on Feb 13, 2015. After 1 more change of hands, what was Heritage Bank, National Association is today part of Arvest Bank (Fayetteville, AR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1934Leachville State Bank opens in Jonesboro, AR
- Jun 27, 1994renamed Buffalo Island Bank
- Jun 1, 1998renamed Heritage Bank
- Jul 1, 2010renamed Heritage Bank, National Association
- Feb 13, 2015MERGEDHeritage Bank, National Association merged into Bear State Bank, National Association of Little Rock, AR.FDIC certificate 16983 ends; its business continues under certificate 3857.
- Apr 21, 2018MERGEDBear State Bank, National Association (by then renamed Bear State Bank) of Little Rock, AR merged into Arvest Bank of Fayetteville, AR.FDIC certificate 3857 ends; its business continues under certificate 8728.
- TodayOPEN
Arvest BankMain office Fayetteville, AR · FDIC certificate 8728 · 225 offices in 4 states on June 30, 2026Every Arvest Bank office → Website on file with the FDIC: www.arvest.com
If you still have something from Heritage Bank, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Heritage Bank, National Association as lienholder, start with Arvest Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Arvest Bank to search for the account under the name Heritage Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Arvest Bank which branch now holds boxes from the Heritage Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2009 Browns LnJonesboro, AR | OpenArvest Bank |
| 709 W FleemanManila, AR | OpenCross Bank |
| 301 E Drew AveMonette, AR | OpenCross Bank |
| 3101 Southwest DrJonesboro, AR | OpenArvest Bank |
| 5205 E JohnsonJonesboro, AR | No longer reported |
| 319 East StreetJonesboro, AR | No longer reported |
| 2713 East NettletonJonesboro, AR | No longer reported |
| Kentucky StreetCaraway, AR | No longer reported |
| 1223 South Caraway RoadJonesboro, AR | No longer reported |
| 110-111 Main StreetLeachville, AR | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 16983 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.