Bank Branches › Closed and merged banks › Georgia › Southcrest Bank
What happened to Southcrest Bank?
Southcrest Bank in Thomaston, GA (earlier called Bank of Upson) merged into Southcrest Bank, National Association of Atlanta, GA on Feb 28, 2014. After 1 more change of hands, what was Southcrest Bank is today part of Colony Bank (Fitzgerald, GA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1951Bank of Upson opens in Thomaston, GA
- Aug 27, 2012renamed Southcrest Bank
- Feb 28, 2014MERGEDSouthcrest Bank merged into Southcrest Bank, National Association of Atlanta, GA.FDIC certificate 17041 ends; its business continues under certificate 2124.
- Aug 1, 2021MERGEDSouthcrest Bank, National Association of Atlanta, GA merged into Colony Bank of Fitzgerald, GA.FDIC certificate 2124 ends; its business continues under certificate 22257.
- TodayOPEN
Colony BankMain office Fitzgerald, GA · FDIC certificate 22257 · 33 offices in 2 states on June 30, 2026Every Colony Bank office → Website on file with the FDIC: colony.bank
If you still have something from Southcrest Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Southcrest Bank as lienholder, start with Colony Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Colony Bank to search for the account under the name Southcrest Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Colony Bank which branch now holds boxes from the Southcrest Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 967 N Main StCedartown, GA | OpenColony Bank |
| 108 S Church StThomaston, GA | OpenColony Bank |
| 406 W Main StManchester, GA | OpenColony Bank |
| 943 North Church StreetThomaston, GA | No longer reported |
| 11675 Medlock Bridge RoadJohns Creek, GA | No longer reported |
| 24 North Main StreetLuthersville, GA | No longer reported |
| 101 Broad StreetWarm Springs, GA | No longer reported |
| 6035 Peachtree RoadDoraville, GA | No longer reported |
| 600 North Glynn StreetFayetteville, GA | No longer reported |
| 14 North Main StreetLuthersville, GA | No longer reported |
Banks folded into Southcrest Bank
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Century Security BankDuluth, GA | Mar 19, 2010 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 17041 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.