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FDIC certificate 17581 · Newark, NJ

What happened to Fidelity Union Bank/First National State?

Fidelity Union Bank/First National State in Newark, NJ (earlier called The Edison Bank and 3 other names) merged into First National State Bank of Newark, NJ on Nov 1, 1984. After 2 more changes of hands, what was Fidelity Union Bank/First National State is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).

1956
opened
1984
merged away
5
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1956
    The Edison Bank opens in Newark, NJ
  2. Dec 21, 1970
    renamed The Edison Bank, National Association
  3. Mar 26, 1976
    renamed Edison/First National State Bank
  4. Aug 23, 1976
    renamed First National State Bank-Edison
  5. Apr 5, 1984
    renamed Fidelity Union Bank/First National State
  6. Nov 1, 1984
    MERGEDFidelity Union Bank/First National State merged into First National State Bank of Newark, NJ.FDIC certificate 17581 ends; its business continues under certificate 6385.
  7. Jan 11, 1994
    MERGEDFirst National State Bank (by then renamed First Fidelity Bank, National Association, New Jersey) of Newark, NJ merged into First Fidelity Bank, National Association of Charlotte, NC.FDIC certificate 6385 ends; its business continues under certificate 33869.
  8. Mar 20, 2010
    MERGEDFirst Fidelity Bank, National Association (by then renamed Wachovia Bank, National Association) of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
  9. Today
    OPEN
    Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026

    Every Wells Fargo Bank, National Association office →   Website on file with the FDIC: www.wellsfargo.com

If you still have something from Fidelity Union Bank/First National State

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Fidelity Union Bank/First National State as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Wells Fargo Bank, National Association to search for the account under the name Fidelity Union Bank/First National State. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Wells Fargo Bank, National Association which branch now holds boxes from the Fidelity Union Bank/First National State office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Banks folded into Fidelity Union Bank/First National State

2 banks merged directly into this charter; counting the banks those had absorbed earlier, 16 charters end up inside it.

BankEndedHow
Fidelity Union Bank, National AssociationNewark, NJApr 5, 1984merged
First National State Bank of the Jersey CoastSpring Lake, NJMar 26, 1976merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 17581 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.