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Bank Branches › Closed and merged banks › Kansas › UMB Russell State Bank

FDIC certificate 17727 · Russell, KS

What happened to UMB Russell State Bank?

UMB Russell State Bank in Russell, KS (earlier called Russell State Bank) merged into UMB National Bank of America at Salina of Salina, KS on Jul 1, 1994. After 1 more change of hands, what was UMB Russell State Bank is today part of UMB Bank, National Association (Kansas City, MO).

1889
opened
1994
merged away
2
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1889
    Russell State Bank opens in Russell, KS
  2. May 14, 1993
    renamed UMB Russell State Bank
  3. Jul 1, 1994
    MERGEDUMB Russell State Bank merged into UMB National Bank of America at Salina of Salina, KS.FDIC certificate 17727 ends; its business continues under certificate 4768.
  4. Dec 31, 2012
    MERGEDUMB National Bank of America at Salina (by then renamed UMB National Bank of America) of Salina, KS merged into UMB Bank, National Association of Kansas City, MO.FDIC certificate 4768 ends; its business continues under certificate 8273.
  5. Today
    OPEN
    UMB Bank, National AssociationMain office Kansas City, MO · FDIC certificate 8273 · 192 offices in 14 states on June 30, 2026

    Every UMB Bank, National Association office →   Website on file with the FDIC: www.umb.com

If you still have something from UMB Russell State Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows UMB Russell State Bank as lienholder, start with UMB Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask UMB Bank, National Association to search for the account under the name UMB Russell State Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask UMB Bank, National Association which branch now holds boxes from the UMB Russell State Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

2 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.

OfficeLast filed under itNow
507 N Main StRussell, KS1994OpenUMB Bank, National Association
102 South Main StreetLuray, KS1994No longer reported

Banks folded into UMB Russell State Bank

1 bank merged directly into this charter.

BankEndedHow
The Peoples State Bank of Luray, KansasLuray, KSFeb 15, 1992merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 17727 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.