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Bank Branches › Closed and merged banks › New Hampshire › Granite Bank

FDIC certificate 17992 · Keene, NH

What happened to Granite Bank?

Granite Bank in Keene, NH (earlier called The Keene Savings Bank and 1 other name) merged into Ocean National Bank of Portsmouth, NH on May 28, 2004. After 2 more changes of hands, what was Granite Bank is today part of Manufacturers and Traders Trust Company (Buffalo, NY).

1895
opened
2004
merged away
3
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1895
    The Keene Savings Bank opens in Keene, NH
  2. Sep 12, 1988
    renamed Granite Bank of Keene
  3. Mar 31, 1990
    renamed Granite Bank
  4. May 28, 2004
    MERGEDGranite Bank merged into Ocean National Bank of Portsmouth, NH.FDIC certificate 17992 ends; its business continues under certificate 4264.
  5. Jan 1, 2009
    MERGEDOcean National Bank (by then renamed Ocean Bank) of Portsmouth, NH merged into People's United Bank of Bridgeport, CT.FDIC certificate 4264 ends; its business continues under certificate 27334.
  6. Apr 2, 2022
    MERGEDPeople's United Bank (by then renamed People's United Bank, National Association) of Bridgeport, CT merged into Manufacturers and Traders Trust Company of Buffalo, NY.FDIC certificate 27334 ends; its business continues under certificate 588.
  7. Today
    OPEN
    Manufacturers and Traders Trust CompanyMain office Buffalo, NY · FDIC certificate 588 · 957 offices in 14 states on June 30, 2026

    Every Manufacturers and Traders Trust Company office →   Website on file with the FDIC: www.mtb.com

If you still have something from Granite Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Granite Bank as lienholder, start with Manufacturers and Traders Trust Company. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Manufacturers and Traders Trust Company to search for the account under the name Granite Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Manufacturers and Traders Trust Company which branch now holds boxes from the Granite Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

21 offices filed under this charter in some year from 1994 on. 9 are still open as of June 30, 2026.

OfficeLast filed under itNow
35 Main StPeterborough, NH2003OpenManufacturers and Traders Trust Company
122 West StKeene, NH2003OpenManufacturers and Traders Trust Company
70 Main StDurham, NH2003OpenManufacturers and Traders Trust Company
28 Jones RdMilford, NH2003OpenManufacturers and Traders Trust Company
325 W Main StHillsborough, NH2003OpenBank of New Hampshire
77 Main StAntrim, NH2003OpenBank of New Hampshire
62 Peterborough StJaffrey, NH2003OpenManufacturers and Traders Trust Company
197 Loudon RdConcord, NH2003OpenManufacturers and Traders Trust Company
707 Milford RdMerrimack, NH2003OpenManufacturers and Traders Trust Company
606 Nashua StreetMilford, NH2003No longer reported
100 Grove StreetPeterborough, NH2003No longer reported
146 Main StreetNashua, NH2003No longer reported
Route 114Weare, NH2003No longer reported
501 Islington StreetPortsmouth, NH2003No longer reported
853 Layfayette RoadHampton, NH2003No longer reported
93 Middle StreetPortsmouth, NH2003No longer reported
Lafayette RoadPortsmouth, NH2003No longer reported
746 Route 63Chesterfield, NH2003No longer reported
66 North Main StreetConcord, NH2003No longer reported
Routes 101a and 122Amherst, NH2000No longer reported
21 Grove StreetPeterborough, NH1998No longer reported

Banks folded into Granite Bank

4 banks merged directly into this charter; counting the banks those had absorbed earlier, 8 charters end up inside it.

BankEndedHow
Primary BankPeterborough, NHNov 1, 1997merged
Durham Trust CompanyDurham, NHNov 15, 1991failed
First Northern Co-operative Bank, a Federal Savings BankKeene, NHAug 2, 1991failed
Granite Bank, National AssociationPeterborough, NHMar 31, 1990merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 17992 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.