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Bank Branches › Closed and merged banks › Wyoming › Community First National Bank

FDIC certificate 18160 · Cheyenne, WY

What happened to Community First National Bank?

Community First National Bank in Cheyenne, WY (earlier called Cheyenne National Bank and 5 other names) merged into Community First National Bank of Fargo, ND on Aug 29, 2000. After 2 more changes of hands, what was Community First National Bank is today part of BMO Bank National Association (Chicago, IL).

1960
opened
2000
merged away
7
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1960
    Cheyenne National Bank opens in Cheyenne, WY
  2. Dec 31, 1976
    renamed First Wyoming Bank, N.A. - Cheyenne
  3. Dec 23, 1986
    renamed First Wyoming Bank - Cheyenne
  4. Jan 1, 1989
    renamed Key Bank of Wyoming - 18th Street and Carey Avenue, Cheyenne, Wyoming 82
  5. May 31, 1991
    renamed Key Bank of Wyoming
  6. Jan 13, 1997
    renamed KeyBank National Association
  7. Jul 14, 1997
    renamed Community First National Bank
  8. Aug 29, 2000
    MERGEDCommunity First National Bank merged into Community First National Bank of Fargo, ND.FDIC certificate 18160 ends; its business continues under certificate 3924.
  9. Dec 3, 2004
    MERGEDCommunity First National Bank of Fargo, ND merged into Bank of the West of San Francisco, CA.FDIC certificate 3924 ends; its business continues under certificate 3514.
  10. Feb 2, 2023
    MERGEDBank of the West of San Francisco, CA merged into BMO Harris Bank National Association of Chicago, IL.FDIC certificate 3514 ends; its business continues under certificate 16571.
  11. Today
    OPEN
    BMO Bank National AssociationMain office Chicago, IL · FDIC certificate 16571 · 988 offices in 23 states on June 30, 2026

    Every BMO Bank National Association office →   Website on file with the FDIC: www.bmo.com

If you still have something from Community First National Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Community First National Bank as lienholder, start with BMO Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask BMO Bank National Association to search for the account under the name Community First National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask BMO Bank National Association which branch now holds boxes from the Community First National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

28 offices filed under this charter in some year from 1994 on. 17 are still open as of June 30, 2026.

OfficeLast filed under itNow
2200 E LincolnwayCheyenne, WY2000OpenBMO Bank National Association
160 W Pearl AveJackson, WY2000OpenBMO Bank National Association
801 Pine AveKemmerer, WY2000OpenBMO Bank National Association
10 Shoshone AveGreen River, WY2000OpenBMO Bank National Association
848 Main StEvanston, WY2000OpenBMO Bank National Association
1515 Dell Range BlvdCheyenne, WY2000OpenBMO Bank National Association
440 Budd AveBig Piney, WY2000OpenBMO Bank National Association
1130 Sheridan AveCody, WY2000OpenBMO Bank National Association
300 S Wolcott StCasper, WY2000OpenBMO Bank National Association
2 N Main StSheridan, WY2000OpenBMO Bank National Association
123 E Main StRiverton, WY2000OpenBMO Bank National Association
222 E Garfield StLaramie, WY2000OpenBMO Bank National Association
302 N 1st StSaratoga, WY2000OpenBMO Bank National Association
303 Main StLander, WY2000OpenBMO Bank National Association
231 S Main StLusk, WY2000OpenBMO Bank National Association
240 S 4th StDouglas, WY2000OpenBMO Bank National Association
611 9th StWheatland, WY2000OpenBMO Bank National Association
220 4th StRawlins, WY2000No longer reported
1800 Carey AvenueCheyenne, WY2000No longer reported
5538 Yellowstone RdCheyenne, WY2000No longer reported
1026 Park AvenueMeeteetse, WY2000No longer reported
105 East 2nd StreetPowell, WY2000No longer reported
2126 East A StreetTorrington, WY2000No longer reported
520 East Boxelder RoadGillette, WY2000No longer reported
Latigo Hills Shopping MallWright, WY2000No longer reported
200 North Center StreetRock Springs, WY2000No longer reported
120 North 7th StreetWorland, WY2000No longer reported
410 Se Wyoming BlvdCasper, WY2000No longer reported

Banks folded into Community First National Bank

7 banks merged directly into this charter; counting the banks those had absorbed earlier, 36 charters end up inside it.

BankEndedHow
Key Bank of Wyoming - Corner - Midwest and Wolcott, Casper, Wyoming 8260Casper, WYMay 31, 1991merged
Key Bank of Wyoming - 120 West Pearl, Jackson, Wyoming 83001Jackson, WYMay 31, 1991merged
Key Bank of Wyoming - 200 North Center Street, Rock Springs, Wyoming 829Rock Springs, WYMay 31, 1991merged
Key Bank of Wyoming - 123 East Main, Riverton, Wyoming 82501Riverton, WYMay 31, 1991merged
Key Bank of Wyoming - 2126 East A Street, Torrington, Wyoming 82240Torrington, WYOct 5, 1989merged
First Wyoming Bank - East CheyenneCheyenne, WYJan 1, 1989merged
First Wyoming Bank-North CheyenneCheyenne, WYJan 1, 1989merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18160 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.