Bank Branches › Closed and merged banks › Connecticut › Citizens Bank of Connecticut
What happened to Citizens Bank of Connecticut?
Citizens Bank of Connecticut in New London, CT (earlier called Farmers and Mechanics Savings Bank and 1 other name) merged into RBS Citizens, National Association of Providence, RI on Sep 1, 2007. That bank is now called Citizens Bank, National Association (Providence, RI).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1858Farmers and Mechanics Savings Bank opens in New London, CT
- Jun 30, 1989renamed Farmers and Mechanics Bank
- Nov 7, 1996renamed Citizens Bank of Connecticut
- Sep 1, 2007MERGEDCitizens Bank of Connecticut merged into RBS Citizens, National Association of Providence, RI.FDIC certificate 18197 ends; its business continues under certificate 57957.
- TodayOPEN
Citizens Bank, National AssociationMain office Providence, RI · FDIC certificate 57957 · 971 offices in 16 states on June 30, 2026Every Citizens Bank, National Association office → Website on file with the FDIC: www.citizensbank.com
If you still have something from Citizens Bank of Connecticut
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Citizens Bank of Connecticut as lienholder, start with Citizens Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Citizens Bank, National Association to search for the account under the name Citizens Bank of Connecticut. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Citizens Bank, National Association which branch now holds boxes from the Citizens Bank of Connecticut office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
55 offices filed under this charter in some year from 1994 on. 28 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 39 Church StNew Haven, CT | OpenCitizens Bank, National Association |
| 470 Bank StNew London, CT | OpenCitizens Bank, National Association |
| 211 S Main StMiddletown, CT | OpenCitizens Bank, National Association |
| 15 S Main StWest Hartford, CT | OpenCitizens Bank, National Association |
| 123 Cherry StMilford, CT | OpenCitizens Bank, National Association |
| 23 Broadway AveMystic, CT | OpenCitizens Bank, National Association |
| 83 Halls RdOld Lyme, CT | OpenCitizens Bank, National Association |
| 2335 Dixwell AveHamden, CT | OpenCitizens Bank, National Association |
| 15 Chesterfield Rd, Ste 1East Lyme, CT | OpenCitizens Bank, National Association |
| 856 Cromwell AveRocky Hill, CT | OpenCitizens Bank, National Association |
| 117 Boston Post RdWaterford, CT | OpenCitizens Bank, National Association |
| 151 Washington AveNorth Haven, CT | OpenCitizens Bank, National Association |
| 61 Shunpike RdCromwell, CT | OpenCitizens Bank, National Association |
| 332 E Main StBranford, CT | OpenCitizens Bank, National Association |
| 834 Washington StMiddletown, CT | OpenCitizens Bank, National Association |
| 8 E High StEast Hampton, CT | OpenCitizens Bank, National Association |
| 1187 Boston Post RdWestbrook, CT | OpenCitizens Bank, National Association |
| 1001 Boston Post RdGuilford, CT | OpenCitizens Bank, National Association |
| 156 E Main StClinton, CT | OpenCitizens Bank, National Association |
| 256 Samson Rock DrMadison, CT | OpenCitizens Bank, National Association |
| 221 Norwich New London TpkeUncasville, CT | OpenCitizens Bank, National Association |
| 816 Long Hill RdGroton, CT | OpenCitizens Bank, National Association |
| 222 Boston Post RdOrange, CT | OpenCitizens Bank, National Association |
| 430 Foxon RdEast Haven, CT | OpenCitizens Bank, National Association |
| 354 Broad StManchester, CT | OpenCitizens Bank, National Association |
| 263 Hemingway AveEast Haven, CT | OpenCitizens Bank, National Association |
| 16 Railroad AvePlainfield, CT | OpenCitizens Bank, National Association |
| 430 Forbes AveNew Haven, CT | OpenCitizens Bank, National Association |
| 121 Farmington AvenueBristol, CT | No longer reported |
| 410 Queen StreetSouthington, CT | No longer reported |
| 943 Wolcott StreetWaterbury, CT | No longer reported |
| 43 Pennsylvania AveNiantic, CT | No longer reported |
| 194 Amity RdWoodbridge, CT | No longer reported |
| 568 East Main StreetBranford, CT | No longer reported |
| 395 Whalley AvenueNew Haven, CT | No longer reported |
| 1717 Foxon Road (Rte. 80)North Branford, CT | No longer reported |
| 376 Main StreetDurham, CT | No longer reported |
| 141 Main StreetDeep River, CT | No longer reported |
| 6 Killingworth RoadHigganum, CT | No longer reported |
| 211 South Main StreetMiddletown, CT | No longer reported |
Banks folded into Citizens Bank of Connecticut
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 4 charters end up inside it.
| Bank | Ended |
|---|---|
| The Bank of New HavenNew Haven, CT | Aug 28, 1997 |
| The City Savings Bank of MiddletownMiddletown, CT | Oct 1, 1983 |
| Cromwell Savings BankCromwell, CT | Oct 1, 1975 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18197 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.