Bank Branches › Closed and merged banks › Georgia › FirstCity Bank
What happened to FirstCity Bank?
FirstCity Bank in Stockbridge, GA (earlier called Bank of Gibson) failed and was closed on Mar 20, 2009. No bank took it over; insured depositors were paid directly.
The chain, step by step
From the day it opened to the last entry on record. Each step is one entry in the FDIC's record.
- 1905Bank of Gibson opens in Stockbridge, GA
- Oct 2, 2001renamed FirstCity Bank
- Mar 20, 2009FAILEDFirstCity Bank failed and was closed. No bank took it over; insured depositors were paid directly.FDIC certificate 18243 ends.
- NO SUCCESSOR BANK
The FDIC record ends here. No operating bank carries this charter today.
If you still have something from FirstCity Bank
A lien that was never released
FirstCity Bank failed on Mar 20, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
The FDIC record shows no bank taking over FirstCity Bank's deposits. In a payoff, insured depositors are paid directly, up to the insurance limit.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
In a payoff the FDIC writes to box holders with instructions for removing the contents. For a box never emptied, ask through the FDIC Information and Support Center and check the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
4 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 21 College StreetGibson, GA | No longer reported |
| 1972 Jonesboro RoadMcdonough, GA | No longer reported |
| 634 Eagles Landing Pkwy.Stockbridge, GA | No longer reported |
| 831 Fairways CourtStockbridge, GA | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18243 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.