Bank Branches › Closed and merged banks › Illinois › Norstates Bank
What happened to Norstates Bank?
Norstates Bank in Waukegan, IL (earlier called Bank of Waukegan) merged into First Midwest Bank of Chicago, IL on Dec 7, 2018. After 1 more change of hands, what was Norstates Bank is today part of Old National Bank (Evansville, IN).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1962Bank of Waukegan opens in Waukegan, IL
- Nov 11, 2005renamed Norstates Bank
- Dec 7, 2018MERGEDNorstates Bank merged into First Midwest Bank of Chicago, IL.FDIC certificate 18626 ends; its business continues under certificate 3709.
- Feb 16, 2022MERGEDFirst Midwest Bank of Chicago, IL merged into Old National Bank of Evansville, IN.FDIC certificate 3709 ends; its business continues under certificate 3832.
- TodayOPEN
Old National BankMain office Evansville, IN · FDIC certificate 3832 · 354 offices in 10 states on June 30, 2026Every Old National Bank office → Website on file with the FDIC: www.oldnational.com
If you still have something from Norstates Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Norstates Bank as lienholder, start with Old National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Old National Bank to search for the account under the name Norstates Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Old National Bank which branch now holds boxes from the Norstates Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
9 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 601 N Green Bay RdWaukegan, IL | OpenOld National Bank |
| 1777 N Cedar Lake RdRound Lake, IL | OpenOld National Bank |
| 212 W. Madison St.Waukegan, IL | No longer reported |
| 700 N Sheridan RdWinthrop Harbor, IL | No longer reported |
| Route 59 And Grass Lake RoadAntioch, IL | No longer reported |
| 5384 Grand AvenueGurnee, IL | No longer reported |
| Avilon And Goodnow BoulevardsRound Lake, IL | No longer reported |
| 1601 North Lewis AvenueWaukegan, IL | No longer reported |
| 1428 North LewisWaukegan, IL | No longer reported |
Banks folded into Norstates Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| First State Bank of Round LakeRound Lake, IL | Nov 11, 2005 |
| First Federal Bank, FSBWaukegan, IL | Apr 22, 1998 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18626 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.