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Bank Branches › Closed and merged banks › Florida › SouthTrust Bank of Central Florida

FDIC certificate 18781 · Ocala, FL

What happened to SouthTrust Bank of Central Florida?

SouthTrust Bank of Central Florida in Ocala, FL (earlier called Bank of Belleview and 1 other name) merged into SouthTrust Bank of Volusia County of Deland, FL on Sep 1, 1995. After 4 more changes of hands, what was SouthTrust Bank of Central Florida is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).

1963
opened
1995
merged away
3
names it used
5
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1963
    Bank of Belleview opens in Ocala, FL
  2. Jan 14, 1985
    renamed Vista Bank of Marion County
  3. Dec 15, 1987
    renamed SouthTrust Bank of Central Florida
  4. Sep 1, 1995
    MERGEDSouthTrust Bank of Central Florida merged into SouthTrust Bank of Volusia County of Deland, FL.FDIC certificate 18781 ends; its business continues under certificate 22146.
  5. Dec 15, 1995
    MERGEDSouthTrust Bank of Volusia County (by then renamed SouthTrust Bank of Central Florida) of Deland, FL merged into SouthTrust Bank of Florida, National Association of St. Petersburg, FL.FDIC certificate 22146 ends; its business continues under certificate 21679.
  6. Jun 2, 1997
    MERGEDSouthTrust Bank of Florida, National Association of St. Petersburg, FL merged into SouthTrust Bank, National Association of Birmingham, AL.FDIC certificate 21679 ends; its business continues under certificate 849.
  7. Jan 3, 2005
    MERGEDSouthTrust Bank, National Association (by then renamed SouthTrust Bank) of Birmingham, AL merged into Wachovia Bank, National Association of Charlotte, NC.FDIC certificate 849 ends; its business continues under certificate 33869.
  8. Mar 20, 2010
    MERGEDWachovia Bank, National Association of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
  9. Today
    OPEN
    Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026

    Every Wells Fargo Bank, National Association office →   Website on file with the FDIC: www.wellsfargo.com

If you still have something from SouthTrust Bank of Central Florida

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows SouthTrust Bank of Central Florida as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Wells Fargo Bank, National Association to search for the account under the name SouthTrust Bank of Central Florida. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Wells Fargo Bank, National Association which branch now holds boxes from the SouthTrust Bank of Central Florida office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

13 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.

OfficeLast filed under itNow
2001 Sw 17th StOcala, FL1995OpenWells Fargo Bank, National Association
1717 Nw 13th StGainesville, FL1995OpenWells Fargo Bank, National Association
1399 Ne 25th AveOcala, FL1995OpenWells Fargo Bank, National Association
5407 Se 111th StBelleview, FL1995OpenWells Fargo Bank, National Association
1100 Southeast Highway 19Crystal River, FL1995OpenWells Fargo Bank, National Association
5220 N.W. 43rd StreetGainesville, FL1995No longer reported
4414 N.W. 23rd AvenueGainesville, FL1995No longer reported
9268 S.E. Maricamp RoadOcala, FL1995No longer reported
15275 Northwest Gainesville RoadReddick, FL1995No longer reported
8290 S.W. State Road 200Ocala, FL1995No longer reported
3620 S.E. Maricamp RoadOcala, FL1995No longer reported
108 North Magnolia AvenueOcala, FL1994No longer reported
U.S. Highway 27/441 & State Road 464Oklawaha, FL1994No longer reported

Banks folded into SouthTrust Bank of Central Florida

1 bank merged directly into this charter.

BankEndedHow
Citrus National BankCrystal River, FLSep 24, 1994merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18781 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.