Bank Branches › Closed and merged banks › Maryland › First Virginia Bank-Central Maryland
What happened to First Virginia Bank-Central Maryland?
First Virginia Bank-Central Maryland in Bel Air, MD (earlier called Commercial and Savings Bank and 1 other name) merged into Farmers Bank of Maryland of Annapolis, MD on Mar 8, 1997. After 1 more change of hands, what was First Virginia Bank-Central Maryland is today part of Truist Bank (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1900Commercial and Savings Bank opens in Bel Air, MD
- Sep 3, 1985renamed The Commercial Bank
- Nov 18, 1991renamed First Virginia Bank-Central Maryland
- Mar 8, 1997MERGEDFirst Virginia Bank-Central Maryland merged into Farmers Bank of Maryland of Annapolis, MD.FDIC certificate 1889 ends; its business continues under certificate 4821.
- Oct 11, 2003MERGEDFarmers Bank of Maryland of Annapolis, MD merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 4821 ends; its business continues under certificate 9846.
- TodayOPEN
Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026Every Truist Bank office → Website on file with the FDIC: www.Truist.com
If you still have something from First Virginia Bank-Central Maryland
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First Virginia Bank-Central Maryland as lienholder, start with Truist Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Truist Bank to search for the account under the name First Virginia Bank-Central Maryland. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Truist Bank which branch now holds boxes from the First Virginia Bank-Central Maryland office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
19 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2401 Baldwin Mill RdFallston, MD | OpenTruist Bank |
| 1310 E Joppa RdTowson, MD | OpenTruist Bank |
| 3500 Conowingo RdStreet, MD | OpenTruist Bank |
| 1014 Gateway RdEdgewood, MD | OpenTruist Bank |
| 919 Frederick RoadCatonsville, MD | No longer reported |
| 11630 Glen Arm RoadGlen Arm, MD | No longer reported |
| 1429 York RoadLutherville, MD | No longer reported |
| 1777 Reisterstown RoadPikesville, MD | No longer reported |
| 11702 Reisterstown RoadBaltimore, MD | No longer reported |
| 10112 York RoadCockeysville, MD | No longer reported |
| 3891 Jarrettsville PikeJarrettsville, MD | No longer reported |
| 2900 Churchville RoadChurchville, MD | No longer reported |
| 203 Market StreetHavre De Grace, MD | No longer reported |
| 1911 Bel Air RoadFallston, MD | No longer reported |
| 5 Bel Air South Parkway Ste 101Bel Air, MD | No longer reported |
| 37 South Main StreetBel Air, MD | No longer reported |
| 315 South Main StreetBel Air, MD | No longer reported |
| 3111 Emmorton RoadAbingdon, MD | No longer reported |
| 601 Edgewood RoadEdgewood, MD | No longer reported |
Banks folded into First Virginia Bank-Central Maryland
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Clifton Trust BankCockeysville, MD | Feb 7, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 1889 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.