Bank Branches › Closed and merged banks › Texas › West Side Bank and Trust
What happened to West Side Bank and Trust?
West Side Bank and Trust in Fort Worth, TX (earlier called Texas National Bank of Lufkin and 4 other names) merged into Ciera Bank of Graham, TX on Dec 7, 2013. Ciera Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1963Texas National Bank of Lufkin opens in Fort Worth, TX
- Dec 30, 1989renamed Texas Bank, National Association
- Jan 1, 1994renamed Surety Bank, National Association
- Jan 21, 2000renamed Surety Bank, N.A.
- Jun 1, 2005renamed Surety Bank
- May 9, 2008renamed West Side Bank and Trust
- Dec 7, 2013MERGEDWest Side Bank and Trust merged into Ciera Bank of Graham, TX.FDIC certificate 18915 ends; its business continues under certificate 3226.
- TodayOPEN
Ciera BankMain office Graham, TX · FDIC certificate 3226 · 8 offices in 1 state on June 30, 2026Every Ciera Bank office → Website on file with the FDIC: www.cierabank.com
If you still have something from West Side Bank and Trust
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows West Side Bank and Trust as lienholder, start with Ciera Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Ciera Bank to search for the account under the name West Side Bank and Trust. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Ciera Bank which branch now holds boxes from the West Side Bank and Trust office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
14 offices filed under this charter in some year from 1994 on. 9 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 600 S 1st StLufkin, TX | OpenCommercial Bank of Texas, National Association |
| 1501 Summit AveFort Worth, TX | OpenCiera Bank |
| 2500 Highway 82 WestWhitesboro, TX | OpenLegend Bank, N.A. |
| 12800 San Pedro AveSan Antonio, TX | OpenProsperity Bank |
| 217 Rusk AveWells, TX | OpenCommercial Bank of Texas, National Association |
| 401 W Main StKennard, TX | OpenCommercial Bank of Texas, National Association |
| 9154 Fm 78Converse, TX | OpenProsperity Bank |
| 954 Loop 337New Braunfels, TX | OpenProsperity Bank |
| 113 Cade StChester, TX | OpenBOM Bank |
| 600 Pat Booker RoadUniversal City, TX | No longer reported |
| 420 Schertz ParkwaySchertz, TX | No longer reported |
| 310 North Ninth St.Midlothian, TX | No longer reported |
| 104 North Elm StreetWaxahachie, TX | No longer reported |
| 1845 Precinct Line Road, Suite 100Hurst, TX | No longer reported |
Banks folded into West Side Bank and Trust
6 banks merged directly into this charter; counting the banks those had absorbed earlier, 7 charters end up inside it.
| Bank | Ended |
|---|---|
| Texstar National BankUniversal City, TX | Apr 1, 1998 |
| First National Bank in MidlothianMidlothian, TX | Feb 29, 1996 |
| First National BankWhitesboro, TX | Dec 8, 1994 |
| The Farmers Guaranty State Bank of KennardKennard, TX | May 31, 1994 |
| First State BankWells, TX | Mar 23, 1993 |
| Bank of East TexasChester, TX | Mar 23, 1993 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18915 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.