Bank Branches › Closed and merged banks › Texas › Fredonia State Bank
What happened to Fredonia State Bank?
Fredonia State Bank in Nacogdoches, TX merged into BancorpSouth Bank of Tupelo, MS on Sep 1, 2000. After 1 more change of hands, what was Fredonia State Bank is today part of The Huntington National Bank (Columbus, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1964Fredonia State Bank opens in Nacogdoches, TX
- Sep 1, 2000MERGEDFredonia State Bank merged into BancorpSouth Bank of Tupelo, MS.FDIC certificate 19067 ends; its business continues under certificate 11813.
- Feb 1, 2026MERGEDBancorpSouth Bank (by then renamed Cadence Bank) of Tupelo, MS merged into The Huntington National Bank of Columbus, OH.FDIC certificate 11813 ends; its business continues under certificate 6560.
- TodayOPEN
The Huntington National BankMain office Columbus, OH · FDIC certificate 6560 · 1,452 offices in 21 states on June 30, 2026Every The Huntington National Bank office → Website on file with the FDIC: www.huntington.com
If you still have something from Fredonia State Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Fredonia State Bank as lienholder, start with The Huntington National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask The Huntington National Bank to search for the account under the name Fredonia State Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask The Huntington National Bank which branch now holds boxes from the Fredonia State Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
9 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2400 North StNacogdoches, TX | OpenThe Huntington National Bank |
| 1101 E Pinecrest DrMarshall, TX | OpenThe Huntington National Bank |
| 2601 South StNacogdoches, TX | OpenThe Huntington National Bank |
| 170 N Us Highway 59Garrison, TX | OpenThe Huntington National Bank |
| 134 N Marcus StAlto, TX | OpenThe Huntington National Bank |
| 3704 North StNacogdoches, TX | OpenThe Huntington National Bank |
| 501 S Washington AveMarshall, TX | No longer reported |
| 17025 Highway 154Harleton, TX | No longer reported |
| 2516 North StNacogdoches, TX | No longer reported |
Banks folded into Fredonia State Bank
4 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| East Texas National Bank of MarshallMarshall, TX | Jul 9, 1999 |
| Continental State BankAlto, TX | Jun 24, 1994 |
| The Commercial State BankGarrison, TX | Aug 27, 1993 |
| Southside National BankNacogdoches, TX | Mar 19, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 19067 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.