Bank Branches › Closed and merged banks › Massachusetts › Century Bank and Trust Company
What happened to Century Bank and Trust Company?
Century Bank and Trust Company in Somerville, MA merged into Eastern Bank of Boston, MA on Nov 12, 2021. Eastern Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1969Century Bank and Trust Company opens in Somerville, MA
- Nov 12, 2021MERGEDCentury Bank and Trust Company merged into Eastern Bank of Boston, MA.FDIC certificate 19943 ends; its business continues under certificate 32773.
- TodayOPEN
Eastern BankMain office Boston, MA · FDIC certificate 32773 · 129 offices in 3 states on June 30, 2026Every Eastern Bank office → Website on file with the FDIC: www.easternbank.com
If you still have something from Century Bank and Trust Company
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Century Bank and Trust Company as lienholder, start with Eastern Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Eastern Bank to search for the account under the name Century Bank and Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Eastern Bank which branch now holds boxes from the Century Bank and Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
37 offices filed under this charter in some year from 1994 on. 18 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 503 Riverside Avenue, Fellsway PlazaMedford, MA | OpenEastern Bank |
| 275 Hanover StBoston, MA | OpenEastern Bank |
| 32 Langley RdNewton Center, MA | OpenEastern Bank |
| 2309 Massachusetts AveCambridge, MA | OpenEastern Bank |
| 140 Ferry StMalden, MA | OpenEastern Bank |
| 102 Fellsway WSomerville, MA | OpenEastern Bank |
| 134 Cambridge StBurlington, MA | OpenEastern Bank |
| 15 Elm StAndover, MA | OpenEastern Bank |
| 1354 Beacon StBrookline, MA | OpenEastern Bank |
| 428 Rantoul StBeverly, MA | OpenEastern Bank |
| 703 Granite StBraintree, MA | OpenEastern Bank |
| 210 Boylston StChestnut Hill, MA | OpenEastern Bank |
| 37 Central StSalem, MA | OpenEastern Bank |
| 365 S BroadwaySalem, NH | OpenEastern Bank |
| 522 Main StWinchester, MA | OpenEastern Bank |
| 299 Mishawum RdWoburn, MA | OpenEastern Bank |
| 1763 Revere Beach PkwyEverett, MA | OpenEastern Bank |
| 300 Western AveBoston, MA | OpenEastern Bank |
| 2 State StreetLynn, MA | No longer reported |
| 12 Peabody SquarePeabody, MA | No longer reported |
| 258 Washington StWellesley, MA | No longer reported |
| 1184 Bolyston StreetChestnut Hill, MA | No longer reported |
| 651 Hancock StreetQuincy, MA | No longer reported |
| 136 State StreetBoston, MA | No longer reported |
| 24 Federal StreetBoston, MA | No longer reported |
| 437 Boylston StreetBoston, MA | No longer reported |
| 400 Mystic AvenueMedford, MA | No longer reported |
| One Salem StreetMedford, MA | No longer reported |
| 75 Central StreetWellesley, MA | No longer reported |
| 500-528 Commonwealth AvenueBoston, MA | No longer reported |
| 31 Bolyston StreetChestnut Hill, MA | No longer reported |
| 710 Albany StreetBoston, MA | No longer reported |
| 771 Commonwealth AvenueBoston, MA | No longer reported |
| 280 Atlantic AvenueBoston, MA | No longer reported |
| 1220 Boylston StreetBrookline, MA | No longer reported |
| 1 Faneuil HallBoston, MA | No longer reported |
| 460 BroadwayChelsea, MA | No longer reported |
Banks folded into Century Bank and Trust Company
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 5 charters end up inside it.
| Bank | Ended |
|---|---|
| Haymarket Co-operative BankBoston, MA | Jun 12, 1998 |
| Century North Shore Bank and Trust CompanyLynn, MA | Nov 16, 1992 |
| The Bank of Massachusetts, Inc. d/b/a/ Century Bank/SuffolkChelsea, MA | Nov 16, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 19943 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.