Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Closed and merged banks › Washington › Pioneer Mutual Savings Bank

FDIC certificate 20043 · Seattle, WA

What happened to Pioneer Mutual Savings Bank?

Pioneer Mutual Savings Bank in Seattle, WA merged into Fidelity Mutual Savings Bank of Spokane, WA on Jul 2, 1973. After 2 more changes of hands, what was Pioneer Mutual Savings Bank is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).

1869
opened
1973
merged away
1
name it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1869
    Pioneer Mutual Savings Bank opens in Seattle, WA
  2. Jul 2, 1973
    MERGEDPioneer Mutual Savings Bank merged into Fidelity Mutual Savings Bank of Spokane, WA.FDIC certificate 20043 ends; its business continues under certificate 19776.
  3. Mar 14, 1982
    ASSISTED MERGERFidelity Mutual Savings Bank of Spokane, WA was merged into First Interstate Bank of Washington, National Association of Seattle, WA with federal assistance.FDIC certificate 19776 ends; its business continues under certificate 2981.
  4. Jun 6, 1996
    MERGEDFirst Interstate Bank of Washington, National Association of Seattle, WA merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 2981 ends; its business continues under certificate 3511.
  5. Today
    OPEN
    Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026

    Every Wells Fargo Bank, National Association office →   Website on file with the FDIC: www.wellsfargo.com

If you still have something from Pioneer Mutual Savings Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Pioneer Mutual Savings Bank as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

Fidelity Mutual Savings Bank was merged with federal assistance on Mar 14, 1982. The FDIC's limit on lien releases is for mergers without government assistance, so FDIC Resolution Inquiries (888-206-4662, 8am–4pm Central, weekdays) can tell you whether it holds anything for this bank.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Wells Fargo Bank, National Association to search for the account under the name Pioneer Mutual Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Wells Fargo Bank, National Association which branch now holds boxes from the Pioneer Mutual Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 20043 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.