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Bank Branches › Closed and merged banks › Georgia › First Union National Bank of Georgia

FDIC certificate 20147 · Atlanta, GA

What happened to First Union National Bank of Georgia?

First Union National Bank of Georgia in Atlanta, GA (earlier called Citizens DeKalb Bank) merged into First Union National Bank of North Carolina of Charlotte, NC on Jun 5, 1997. After 2 more changes of hands, what was First Union National Bank of Georgia is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).

1970
opened
1997
merged away
2
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1970
    Citizens DeKalb Bank opens in Atlanta, GA
  2. Apr 1, 1986
    renamed First Union National Bank of Georgia
  3. Jun 5, 1997
    MERGEDFirst Union National Bank of Georgia merged into First Union National Bank of North Carolina of Charlotte, NC.FDIC certificate 20147 ends; its business continues under certificate 4885.
  4. Feb 26, 1998
    MERGEDFirst Union National Bank of North Carolina (by then renamed First Union National Bank) of Charlotte, NC merged into First Union National Bank of Charlotte, NC.FDIC certificate 4885 ends; its business continues under certificate 33869.
  5. Mar 20, 2010
    MERGEDFirst Union National Bank (by then renamed Wachovia Bank, National Association) of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
  6. Today
    OPEN
    Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026

    Every Wells Fargo Bank, National Association office →   Website on file with the FDIC: www.wellsfargo.com

If you still have something from First Union National Bank of Georgia

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows First Union National Bank of Georgia as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Wells Fargo Bank, National Association to search for the account under the name First Union National Bank of Georgia. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Wells Fargo Bank, National Association which branch now holds boxes from the First Union National Bank of Georgia office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

190 offices filed under this charter in some year from 1994 on. 57 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
6300 Roswell RdAtlanta, GA1996OpenWells Fargo Bank, National Association
1313 Johnson Ferry RdMarietta, GA1996OpenWells Fargo Bank, National Association
2942 N Druid Hills Rd NeAtlanta, GA1996OpenWells Fargo Bank, National Association
3235 Peachtree Rd NeAtlanta, GA1996OpenWells Fargo Bank, National Association
3601 Sandy Plains RdMarietta, GA1996OpenWells Fargo Bank, National Association
1478 Walton WayAugusta, GA1996OpenWells Fargo Bank, National Association
1630 Mount Vernon RdDunwoody, GA1996OpenWells Fargo Bank, National Association
703 Crossings WestPeachtree City, GA1996OpenWells Fargo Bank, National Association
300 Ashwood PkwyAtlanta, GA1996OpenWells Fargo Bank, National Association
5525 Peachtree PkwyNorcross, GA1996OpenWells Fargo Bank, National Association
2520 Dallas Hwy SwMarietta, GA1996OpenWells Fargo Bank, National Association
3351 Riverwood Pkwy SeAtlanta, GA1996OpenWells Fargo Bank, National Association
4363 Washington RdEvans, GA1996OpenWells Fargo Bank, National Association
1547 Powers Ferry Rd SeMarietta, GA1996OpenWells Fargo Bank, National Association
2333 Main St ESnellville, GA1996OpenWells Fargo Bank, National Association
5505 Lawrenceville Hwy NwLilburn, GA1996OpenWells Fargo Bank, National Association
602 Roswell St SeMarietta, GA1996OpenWells Fargo Bank, National Association
6300 Arbor Place BlvdDouglasville, GA1996OpenWells Fargo Bank, National Association
2778 N Cobb PkwyKennesaw, GA1996OpenWells Fargo Bank, National Association
14009 Abercorn StSavannah, GA1996OpenWells Fargo Bank, National Association
3890 N Peachtree RdAtlanta, GA1996OpenWells Fargo Bank, National Association
2201 Roswell RdMarietta, GA1996OpenWells Fargo Bank, National Association
4825 Flat Shoals PkwyDecatur, GA1996OpenWells Fargo Bank, National Association
700 Hampton GrnDuluth, GA1996OpenWells Fargo Bank, National Association
101 S Belair RdMartinez, GA1996OpenWells Fargo Bank, National Association
3400 Satellite BlvdDuluth, GA1996OpenWells Fargo Bank, National Association
3430 Wrightsboro RdAugusta, GA1996OpenWells Fargo Bank, National Association
2 Redmond Rd NwRome, GA1996OpenWells Fargo Bank, National Association
1490 Holcomb Bridge RdRoswell, GA1996OpenWells Fargo Bank, National Association
1605 Monroe Dr NeAtlanta, GA1996OpenWells Fargo Bank, National Association
161 S Clayton StLawrenceville, GA1996OpenWells Fargo Bank, National Association
5772 Buford Hwy NeDoraville, GA1996OpenWells Fargo Bank, National Association
5010 Floyd Rd SwMableton, GA1996OpenWells Fargo Bank, National Association
1102 Richard D Sailors PkwyPowder Springs, GA1996OpenWells Fargo Bank, National Association
2850 Canton RdMarietta, GA1996OpenWells Fargo Bank, National Association
5405 Jimmy Carter BlvdNorcross, GA1996OpenWells Fargo Bank, National Association
1607 Bradley Park DrColumbus, GA1996OpenWells Fargo Bank, National Association
6389 Jonesboro RdMorrow, GA1996OpenWells Fargo Bank, National Association
6063 Memorial DrStone Mountain, GA1996OpenWells Fargo Bank, National Association
1506 Georgia Highway 16 WGriffin, GA1996OpenWells Fargo Bank, National Association

Banks folded into First Union National Bank of Georgia

23 banks merged directly into this charter; counting the banks those had absorbed earlier, 56 charters end up inside it.

BankEndedHow
Home Federal Savings BankRome, GAAug 9, 1995merged
Cobb Federal Savings AssociationMarietta, GAAug 12, 1994failed
First American Bank of Georgia, National Association (In Liquidation)Atlanta, GAOct 31, 1993merged
Georgia Federal Bank, FSBAtlanta, GAJun 12, 1993merged
Decatur Federal Savings and Loan AssociationDecatur, GAMar 1, 1993merged
First Union Bank of AugustaAugusta, GADec 1, 1987merged
Savannah Bank & Trust Company of SavannahSavannah, GADec 1, 1987merged
First Union National Bank of ColumbusColumbus, GADec 1, 1987merged
Bank of WaynesboroWaynesboro, GADec 1, 1987merged
First Union Bank of Pine MountainPine Mountain, GADec 1, 1987merged
First Union Bank of Screven CountySylvania, GADec 1, 1987merged
First Union Bank of MaconMacon, GADec 1, 1987merged
Roswell BankRoswell, GANov 16, 1987merged
First Union National Bank of NewnanNewnan, GANov 1, 1987merged
First Union National Bank of RomeRome, GANov 1, 1987merged
First Union National Bank of ValdostaValdosta, GANov 1, 1987merged
The Bank of DaltonDalton, GANov 1, 1987merged
Commercial Bank & Trust CompanyGriffin, GANov 1, 1987merged
First Union Bank of WaycrossWaycross, GANov 1, 1987merged
First Union National Bank of VidaliaVidalia, GANov 1, 1987merged
Georgia State BankMableton, GAMay 15, 1987merged
First Georgia BankAtlanta, GAFeb 17, 1987merged
Dekalb Exchange BankDe Kalb County, GAJan 1, 1978merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 20147 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.