Bank Branches › Closed and merged banks › Maryland › Mercantile-Safe Deposit and Trust Company
What happened to Mercantile-Safe Deposit and Trust Company?
Mercantile-Safe Deposit and Trust Company in Baltimore, MD merged into PNC Bank, National Association of Wilmington, DE on Sep 14, 2007. PNC Bank, National Association is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1864Mercantile-Safe Deposit and Trust Company opens in Baltimore, MD
- Sep 14, 2007MERGEDMercantile-Safe Deposit and Trust Company merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 20347 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Mercantile-Safe Deposit and Trust Company
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Mercantile-Safe Deposit and Trust Company as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Mercantile-Safe Deposit and Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Mercantile-Safe Deposit and Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
70 offices filed under this charter in some year from 1994 on. 32 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 1 E Pratt StBaltimore, MD | OpenPNC Bank, National Association |
| 2050 York RdTimonium, MD | OpenPNC Bank, National Association |
| 2000 East Joppa RoadBaltimore County, MD | OpenPNC Bank, National Association |
| 409 Washington AveTowson, MD | OpenPNC Bank, National Association |
| 21401 York RoadParkton, MD | OpenPNC Bank, National Association |
| 7800 Sudley RdManassas, VA | OpenPNC Bank, National Association |
| 11139 York RdHunt Valley, MD | OpenPNC Bank, National Association |
| 1819 Reistertown RoadPikesville, MD | OpenPNC Bank, National Association |
| 702 Russell AveGaithersburg, MD | OpenPNC Bank, National Association |
| 3422 Sweet Air RdPhoenix, MD | OpenPNC Bank, National Association |
| 7301 Ritchie HwyGlen Burnie, MD | OpenPNC Bank, National Association |
| 728 Frederick RdCatonsville, MD | OpenPNC Bank, National Association |
| 3914 Centreville RdChantilly, VA | OpenPNC Bank, National Association |
| 101 Painters Mill RdOwings Mills, MD | OpenPNC Bank, National Association |
| 6950 Braddock RdAnnandale, VA | OpenPNC Bank, National Association |
| 8150 Leesburg PikeVienna, VA | OpenPNC Bank, National Association |
| 606 S King StLeesburg, VA | OpenPNC Bank, National Association |
| 5119 Roland AveBaltimore, MD | OpenPNC Bank, National Association |
| 13826 Lee HwyCentreville, VA | OpenPNC Bank, National Association |
| 4201 Chapel RdPerry Hall, MD | OpenPNC Bank, National Association |
| 18100 Town Center DrOlney, MD | OpenPNC Bank, National Association |
| 260 E Jefferson StRockville, MD | OpenPNC Bank, National Association |
| 3600 Boston StBaltimore, MD | OpenPNC Bank, National Association |
| 1100 N Charles StBaltimore, MD | OpenPNC Bank, National Association |
| 1000 N Point BlvdBaltimore, MD | OpenPNC Bank, National Association |
| 4941 Campbell BlvdBaltimore, MD | OpenPNC Bank, National Association |
| 8661 Colesville RdSilver Spring, MD | OpenPNC Bank, National Association |
| 7440 Spring Village DrSpringfield, VA | OpenPNC Bank, National Association |
| 8230 Liberty RdBaltimore, MD | OpenPNC Bank, National Association |
| 719 Maiden Choice LnBaltimore, MD | OpenPNC Bank, National Association |
| 21 W Pennsylvania AveTowson, MD | OpenPNC Bank, National Association |
| 8810 Walther BlvdBaltimore, MD | OpenPNC Bank, National Association |
| 26203 Ridge RoadDamascus, MD | No longer reported |
| 4749 Sangamore RoadBethesda, MD | No longer reported |
| 21111 Frederick RoadGermantown, MD | No longer reported |
| 1800 Rockville PikeRockville, MD | No longer reported |
| 4424 Montgomery Avenue, # 100Bethesda, MD | No longer reported |
| 10113 River RoadPotomac, MD | No longer reported |
| 19375 Magnolia Grove Square #240Lansdowne, VA | No longer reported |
| 609 E. Main Street, Suite DPurcellville, VA | No longer reported |
Banks folded into Mercantile-Safe Deposit and Trust Company
4 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.
| Bank | Ended |
|---|---|
| James Monroe BankArlington, VA | Jul 17, 2006 |
| Community Bank of Northern VirginiaSterling, VA | May 18, 2005 |
| Mercantile Potomac BankGaithersburg, MD | Apr 21, 2005 |
| The Sparks State BankSparks, MD | Apr 1, 2002 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 20347 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.