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Bank Branches › Closed and merged banks › South Carolina › Wachovia Bank of South Carolina, National Association

FDIC certificate 2098 · Charleston, SC

What happened to Wachovia Bank of South Carolina, National Association?

Wachovia Bank of South Carolina, National Association in Charleston, SC (earlier called The South Carolina National Bank of Charleston and 1 other name) merged into Wachovia Bank, National Association of Winston-Salem, NC on Jun 1, 1997. After 2 more changes of hands, what was Wachovia Bank of South Carolina, National Association is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).

1834
opened
1997
merged away
3
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1834
    The South Carolina National Bank of Charleston opens in Charleston, SC
  2. Jun 30, 1972
    renamed The South Carolina National Bank
  3. May 28, 1994
    renamed Wachovia Bank of South Carolina, National Association
  4. Jun 1, 1997
    MERGEDWachovia Bank of South Carolina, National Association merged into Wachovia Bank, National Association of Winston-Salem, NC.FDIC certificate 2098 ends; its business continues under certificate 817.
  5. Apr 1, 2002
    MERGEDWachovia Bank, National Association of Winston-Salem, NC merged into Wachovia Bank, National Association of Charlotte, NC.FDIC certificate 817 ends; its business continues under certificate 33869.
  6. Mar 20, 2010
    MERGEDWachovia Bank, National Association of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
  7. Today
    OPEN
    Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026

    Every Wells Fargo Bank, National Association office →   Website on file with the FDIC: www.wellsfargo.com

If you still have something from Wachovia Bank of South Carolina, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Wachovia Bank of South Carolina, National Association as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Wells Fargo Bank, National Association to search for the account under the name Wachovia Bank of South Carolina, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Wells Fargo Bank, National Association which branch now holds boxes from the Wachovia Bank of South Carolina, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

162 offices filed under this charter in some year from 1994 on. 64 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
16 Broad StCharleston, SC1996OpenWells Fargo Bank, National Association
1797 Whiskey RdAiken, SC1996OpenWells Fargo Bank, National Association
930 Assembly StColumbia, SC1996OpenWells Fargo Bank, National Association
10136 Two Notch Rd, Ste 102Columbia, SC1996OpenWells Fargo Bank, National Association
828 Orleans RdCharleston, SC1996OpenWells Fargo Bank, National Association
210 Highway 17 NNorth Myrtle Beach, SC1996OpenWells Fargo Bank, National Association
301 Main StSeneca, SC1996OpenWells Fargo Bank, National Association
148 Sea Island PkwyBeaufort, SC1996OpenWells Fargo Bank, National Association
1101 N Main StAnderson, SC1996OpenWells Fargo Bank, National Association
4380 Highway 17Murrells Inlet, SC1996OpenWells Fargo Bank, National Association
200 Columbia AveLexington, SC1996OpenWells Fargo Bank, National Association
3600 Pelham RdGreenville, SC1996OpenWells Fargo Bank, National Association
4408 Forest DrColumbia, SC1996OpenWells Fargo Bank, National Association
1956 E Main StSpartanburg, SC1996OpenWells Fargo Bank, National Association
955 Tiger BlvdClemson, SC1996OpenWells Fargo Bank, National Association
10106 Dorchester RdSummerville, SC1996OpenWells Fargo Bank, National Association
1714 Augusta StGreenville, SC1996OpenWells Fargo Bank, National Association
One Greenwood DrvieHilton Head Island, SC1996OpenWells Fargo Bank, National Association
406 N Main StSummerville, SC1996OpenWells Fargo Bank, National Association
345 Bypass 72 NwGreenwood, SC1996OpenWells Fargo Bank, National Association
402 Georgia AveNorth Augusta, SC1996OpenWells Fargo Bank, National Association
75 Mathews DrHilton Head Island, SC1996OpenWells Fargo Bank, National Association
6700 Garners Ferry RdColumbia, SC1996OpenWells Fargo Bank, National Association
1620 E Greenville StAnderson, SC1996OpenWells Fargo Bank, National Association
1305 Sam Rittenberg BlvdCharleston, SC1996OpenWells Fargo Bank, National Association
1119 Broad StSumter, SC1996OpenWells Fargo Bank, National Association
1505 Wo Ezell BlvdSpartanburg, SC1996OpenWells Fargo Bank, National Association
3439 Clemson BlvdAnderson, SC1996OpenWells Fargo Bank, National Association
2616 Wade Hampton BlvdGreenville, SC1996OpenWells Fargo Bank, National Association
408 S Irby StFlorence, SC1996OpenWells Fargo Bank, National Association
237 E Main StMoncks Corner, SC1996OpenWells Fargo Bank, National Association
705 N Main StLancaster, SC1996OpenWells Fargo Bank, National Association
145 Broad StBennettsville, SC1996OpenWells Fargo Bank, National Association
1131 Knox Abbott DrCayce, SC1996OpenWells Fargo Bank, National Association
101 Berkeley Square LnGoose Creek, SC1996OpenWells Fargo Bank, National Association
105 Main St NGreenwood, SC1996OpenWells Fargo Bank, National Association
519 E Dekalb StCamden, SC1996OpenWells Fargo Bank, National Association
702 Haywood RdGreenville, SC1996OpenWells Fargo Bank, National Association
104 N 5th StHartsville, SC1996OpenWells Fargo Bank, National Association
1206 Asheville HwySpartanburg, SC1996OpenWells Fargo Bank, National Association

Banks folded into Wachovia Bank of South Carolina, National Association

6 banks merged directly into this charter; counting the banks those had absorbed earlier, 30 charters end up inside it.

BankEndedHow
Security Federal Savings, FSBColumbia, SCFeb 15, 1991failed
Bank of FairfieldWinnsboro, SCMay 1, 1987merged
First National Bank of South CarolinaColumbia, SCDec 1, 1984merged
Bank of GaffneyGaffney, SCOct 1, 1983merged
First Carolina BankYemassee, SCJun 1, 1982merged
The Bank of BerkeleyMoncks Corner, SCJul 2, 1973merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 2098 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.